According to PayNXT360, the alternative lending in the country is expected to grow by 11.4% on an annual basis to reach US$284,520.8 million in 2024. Medium to long term growth story of alternative l...
According to PayNXT360, the alternative lending in the country is expected to grow by 11.4% on an annual basis to reach US$284,520.8 million in 2024. Medium to long term growth story of alternative lending in United States remains strong. Alternative lending adoption is expected to grow steadily over the forecast period, recording a CAGR of 7.4% during 2024-2028. The alternative lending market in the country will increase from US$255,392.2 million in 2023 to reach US$378,617.7 million by 2028. The alternative lending sector in the U.S. is experiencing robust growth, driven by demand for flexible financing and advancements in technology. Key developments include significant funding, innovative product launches, and strategic partnerships that enhance lending capabilities. Mergers and acquisitions reflect ongoing consolidation and investment in technology. Regulatory changes are tightening oversight, emphasizing transparency, consumer protection, and risk management. As the sector evolves, it must balance innovation with regulatory compliance to sustain its growth trajectory. Growth in the Alternative Lending Sector Alternative lending in the United States has witnessed significant growth, driven by the increasing demand for flexible financing options from small to medium-sized businesses (SMBs). Digital lenders are capturing market share by offering streamlined application processes and relaxed qualification criteria compared to traditional banks, resulting in higher loan approval rates for borrowers. The alternative lending sector is anticipated to continue growing in the upcoming months as fintech companies innovate and adjust to changing market conditions. This expansion will probably be fueled by ongoing technological advancements and a shift in consumer preferences towards more accessible and efficient lending solutions. Key Developments in the Alternative Lending Sector Product Launches and Innovations LendingTree Secures $175 Million in Funding from Apollo Funds - In 2024, LendingTree, a leading online loan marketplace, secured $175 million in funding from Apollo Funds to expand its alternative lending offerings and enhance its technology platform. Nova Credit Introduces Nova Credit Platform - In March 2024, Nova Credit launched its Nova Credit Platform, which aims to transform how lenders manage and analyze consumer credit data. This will enable them to make more informed lending decisions and reach underserved borrowers. Strategic Partnerships Several key partnerships have emerged in the alternative lending sector in the USA, reflecting a trend of collaboration between traditional banks and fintech companies to enhance lending capabilities. BNY Mellon and CIFC Partnership Expansion - In March 2024, BNY Mellon announced expanding its partnership with CIFC, a specialist in alternative credit. This collaboration allows BNY Mellon Investment Management to access CIFC's U.S. direct lending strategy, which aims to serve clients across Europe, the Middle East, Africa, and Asia-Pacific. This partnership highlights the increasing demand for private capital, particularly for underserved European markets. JPMorgan Chase and FS Investments / Octagon Credit Investors - JPMorgan Chase was reportedly forming partnerships with FS Investments and Octagon Credit Investors. These partnerships are intended to broaden JPMorgan's private credit efforts, reflecting a strategic move to enhance its offerings in the competitive alternative lending landscape. Mergers and Acquisitions FIS and Worldpay: FIS sold a majority stake in its Worldpay Merchant Solutions business to GTCR for approximately $18.5 billion. This deal is one of the largest private equity transactions in fintech. It reflects ongoing consolidation in the alternative lending sector as firms seek to enhance their technological capabilities and market reach. Avantax and Cetera Financial Group: Cetera Financial Group, backed by Genstar Capital, acquired Avantax for about $1.2 billion. This acquisition is part of a broader trend where financial services firms merge to create more comprehensive service offerings and capitalize on synergies. Apollo and Univar Solutions: Apollo Global Management completed a $5.7 billion acquisition of Univar Solutions, a significant move in the broader financial services landscape that includes alternative lending elements, particularly in supporting small and medium enterprises through enhanced service offerings. Blackstone and Cvent: Blackstone's acquisition of Cvent for $4.1 billion also highlights the trend of private equity firms investing in technology-driven companies within the financial services sector, which includes alternative lending solutions. Regulatory Changes Finalization of Nonbank Lending Reporting Requirements: On May 22, 2024, U.S. federal banking regulators finalized new reporting requirements for bank loans and commitments to nonbank financial entities. This change aims to improve the banking system's understanding and supervision of credit concentrations and risks. The requirements will apply to insured depository institutions with over $10 billion in total assets, requiring them to disaggregate loans to various categories, including business credit intermediaries and private equity funds. These changes will take effect for the December 31, 2024 reporting period. Increased Regulatory Scrutiny: Federal banking regulators have indicated they will intensify scrutiny across the financial sector, including alternative lenders. This includes focusing on governance and risk management frameworks, particularly as nonbank entities like fintech companies increasingly offer financial products. The aim is to ensure consumer protection and mitigate risks associated with innovative lending practices. Consumer Protection Emphasis: In 2024, regulators are expected to prioritize consumer protection, scrutinizing how new financial products and technologies impact consumers. This includes evaluating third-party risk management and partnerships with fintech firms, ensuring that consumer interests are safeguarded amid rapid innovation in the sector. Potential for New Regulations: As the alternative lending market continues to evolve, further regulatory measures may be introduced. The industry is encouraged to self-regulate effectively to avoid more stringent government interventions similar to those seen after the 2008 financial crisis. Focus on Transparency: The regulatory environment is also shifting towards requiring greater transparency in lending practices. This move aims to prevent the issues that contributed to past financial crises and ensure that all lending entities maintain high standards of transparency in their operations This report provides a detailed data-centric analysis of the Alternative Lending industry, covering market opportunities and risks across a range of industry categories. With over 50 KPIs at the country level, this report provides a comprehensive understanding of Alternative Lending market dynamics, market size and forecast, and market share statistics. It breaks down market opportunity by type of payment instrument, loan types, and consumer behavior. In addition, it provides a snapshot of marketing objective and industry spend dynamics in United States. KPIs in both value and share term help in getting in-depth understanding of end market dynamics. PayNXT360’s research methodology is based on industry best practices. Its unbiased analysis leverages a proprietary analytics platform to offer a detailed view on emerging business and investment market opportunities.
This report provides in-depth data-centric analysis of Alternative Lending industry in United States through 125 tables and 150 charts. Below is a summary of key market segments: United States Economic Indicators • Gross Domestic Product at Current Prices • Population • Unbanked Population • Unemployment Rate • Loan Default Rate United States Alternative Lending Market Size and Forecast • Transaction Value • Average Transaction Value • Transaction Volume United States Alternative Lending Market Size and Forecast by End User • End User - Business • End User - Consumer United States Alternative Lending Market Size and Forecast by Finance Models • P2P Marketplace Consumer Lending • P2P Marketplace Business Lending • P2P Marketplace Property Lending • Balance Sheet Consumer Lending • Balance Sheet Business Lending • Balance Sheet Property Lending • Invoice Trading • Debt Based Securities • Equity Based Crowd Funding • Real Estate Crowd funding United States Alternative Lending Market Size and Forecast by Payment Instrument - Transaction Value, Volume and Average Value • Cash • Cheques • Credit Transfer • Direct Debits • Debit Card • Credit Card • E- Money United States Alternative Lending Market Size and Forecast by Payment Instrument to Model • Alternative Lending Market Size and Forecast by Payment Instrument to P2P Marketplace Consumer Lending • Cash • Cheques • Credit Transfer • Direct Debits • Debit Card • Credit Card • E- Money • Alternative Lending Market Size and Forecast by Payment Instrument to P2P Marketplace Business Lending • Cash • Cheques • Credit Transfer • Direct Debits • Debit Card • Credit Card • E- Money • Alternative Lending Market Size and Forecast by Payment Instrument to P2P Marketplace Property Lending • Cash • Cheques • Credit Transfer • Direct Debits • Debit Card • Credit Card • E- Money • Alternative Lending Market Size and Forecast by Payment Instrument to Balance Sheet Consumer Lending • Cash • Cheques • Credit Transfer • Direct Debits • Debit Card • Credit Card • E- Money • Alternative Lending Market Size and Forecast by Payment Instrument to Balance Sheet Business Lending • Cash • Cheques • Credit Transfer • Direct Debits • Debit Card • Credit Card • E- Money • Alternative Lending Market Size and Forecast by Payment Instrument to Balance Sheet Property Lending • Cash • Cheques • Credit Transfer • Direct Debits • Debit Card • Credit Card • E- Money • Alternative Lending Market Size and Forecast by Payment Instrument to Invoice Trading • Cash • Cheques • Credit Transfer • Direct Debits • Debit Card • Credit Card • E- Money • Alternative Lending Market Size and Forecast by Payment Instrument to Debt Based Securities • Cash • Cheques • Credit Transfer • Direct Debits • Debit Card • Credit Card • E- Money • Alternative Lending Market Size and Forecast by Payment Instrument to Equity Based Crowd Funding • Cash • Cheques • Credit Transfer • Direct Debits • Debit Card • Credit Card • E- Money • Alternative Lending Market Size and Forecast by Payment Instrument to Real Estate Crowd funding • Cash • Cheques • Credit Transfer • Direct Debits • Debit Card • Credit Card • E- Money United States Alternative Lending Market Size and Forecast by Loan Types • B2C Loans • Personal Loan • Payroll Advance • Home Improvement • Education/Student Loans • Point of Sale • Auto Loans • Medical Loans • B2B Loans • Lines of Credit • Merchant Cash Advance • Invoice Factoring • Revenue Financing United States Alternative Lending Analysis by Consumer Attitude and Behaviour • By Age • By Income • Gender
• Gain a thorough understanding of the Alternative Lending market dynamics: Market opportunities, significant trends, and forecasting (2019 – 2028) are listed. To stay ahead of the curve, comprehend market trends using important KPIs like Value and Share. • Insights by Industry: Evaluate new opportunities across multiple industries, and obtain market dynamics by industry in order to swiftly catch up with the latest and upcoming developments in Alternative Lending markets. • Market-specific strategies: With our unique blend of quantitative forecasting and cutting-edge insights, we can identify growth sectors that are focused on particular opportunities and analyse market-specific risks as well as significant trends in the Alternative Lending industry. • Through industry intelligence, forward-looking research of Alternative Lending market spend, and key opportunities in United States, develop proactive and profitable company plans.
1. About this Report 1.1. Summary 1.2. Methodology 1.3. Alternative Lending Definitions 1.4. Disclaimer 2. United States Economic Indicators 2.1. United States Gross Domestic Product at Current Prices, 2019 – 2028 2.2. United States Economic Indicator by Population, 2019 – 2028 2.2.2. United States Unbanked Population, 2023 2.2.3. United States Unemployment Rate, 2023 2.2.4. United States Loan Default Rate, 2023 3. United States Alternative Lending Industry Attractiveness 3.1. United States Alternative Lending - Transaction Value Trend Analysis, 2019 – 2028 3.2. United States Alternative Lending - Average Value Trend Analysis, 2019 – 2028 3.3. United States Alternative Lending - Transaction Volume Trend Analysis, 2019 – 2028 4. United States Alternative Lending Market Size and Forecast by End User 4.1. United States Alternative Lending Market Share by End User (%), 2023 4.2. United States End User of Alternative Lending by Business - Transaction Value Trend Analysis, 2019 – 2028 4.3. United States End User of Alternative Lending by Consumer - Transaction Value Trend Analysis 2019 – 2028 5. United States Alternative Lending Market Size and Forecast by Finance Models 5.1. United States Alternative Lending Market Share by Finance Models (%), 2023 5.2. United States Alternative Lending by P2P Marketplace Consumer Lending - Transaction Value Trend Analysis, 2019 – 2028 5.3. United States Alternative Lending by P2P Marketplace Business Lending - Transaction Value Trend Analysis, 2019 – 2028 5.4. United States Alternative Lending by P2P Marketplace Property Lending - Transaction Value Trend Analysis, 2019 – 2028 5.5. United States Alternative Lending by Balance Sheet Consumer Lending - Transaction Value Trend Analysis, 2019 – 2028 5.6. United States Alternative Lending by Balance Sheet Business Lending - Transaction Value Trend Analysis, 2019 – 2028 5.7. United States Alternative Lending by Balance Sheet Property Lending - Transaction Value Trend Analysis, 2019 – 2028 5.8. United States Alternative Lending by Invoice Trading - Transaction Value Trend Analysis, 2019 – 2028 5.9. United States Alternative Lending by Debt Based Securities - Transaction Value Trend Analysis, 2019 – 2028 5.10. United States Alternative Lending by Equity Based Crowd Funding - Transaction Value Trend Analysis, 2019 – 2028 5.11. United States Alternative Lending by Real Estate Crowd funding - Transaction Value Trend Analysis, 2019 – 2028 5.12. United States Alternative Lending by Other - Transaction Value Trend Analysis, 2019 – 2028 6. United States Alternative Lending Market Size and Forecast by Payment Instrument 6.1. United States Alternative Lending Market Share by Payment Instrument (%), 2023 6.2. United States Payment Instrument of Alternative Lending by Cash 6.2.1. United States Payment Instrument of Alternative Lending by Cash - Transaction Value Trend Analysis, 2019 – 2028 6.2.2. United States Payment Instrument of Alternative Lending by Cash - Transaction Value Trend Analysis, 2019 – 2028 6.2.3. United States Payment Instrument of Alternative Lending by Cash - Transaction Volume Trend Analysis, 2019 – 2028 6.3. United States Payment Instrument of Alternative Lending by Cheques 6.3.1. United States Payment Instrument of Alternative Lending by Cheques - Transaction Value Trend Analysis, 2019 – 2028 6.3.2. United States Payment Instrument of Alternative Lending by Cheques - Transaction Value Trend Analysis, 2019 – 2028 6.3.3. United States Payment Instrument of Alternative Lending by Cheques - Transaction Volume Trend Analysis, 2019 – 2028 6.4. United States Payment Instrument of Alternative Lending by Credit Transfer 6.4.1. United States Payment Instrument of Alternative Lending by Credit Transfer - Transaction Value Trend Analysis, 2019 – 2028 6.4.2. United States Payment Instrument of Alternative Lending by Credit Transfer - Transaction Value Trend Analysis, 2019 – 2028 6.4.3. United States Payment Instrument of Alternative Lending by Credit Transfer - Transaction Volume Trend Analysis, 2019 – 2028 6.5. United States Payment Instrument of Alternative Lending by Direct Debits 6.5.1. United States Payment Instrument of Alternative Lending by Direct Debits - Transaction Value Trend Analysis, 2019 – 2028 6.5.2. United States Payment Instrument of Alternative Lending by Direct Debits - Transaction Value Trend Analysis, 2019 – 2028 6.5.3. United States Payment Instrument of Alternative Lending by Direct Debits - Transaction Volume Trend Analysis, 2019 – 2028 6.6. United States Payment Instrument of Alternative Lending by Debit Card 6.6.1. United States Payment Instrument of Alternative Lending by Debit Card - Transaction Value Trend Analysis, 2019 – 2028 6.6.2. United States Payment Instrument of Alternative Lending by Debit Card - Transaction Value Trend Analysis, 2019 – 2028 6.6.3. United States Payment Instrument of Alternative Lending by Debit Card - Transaction Volume Trend Analysis, 2019 – 2028 6.7. United States Payment Instrument of Alternative Lending by Credit Card 6.7.1. United States Payment Instrument of Alternative Lending by Credit Card - Transaction Value Trend Analysis, 2019 – 2028 6.7.2. United States Payment Instrument of Alternative Lending by Credit Card - Transaction Value Trend Analysis, 2019 – 2028 6.7.3. United States Payment Instrument of Alternative Lending by Credit Card - Transaction Volume Trend Analysis, 2019 – 2028 6.8. United States Payment Instrument of Alternative Lending by E- Money 6.8.1. United States Payment Instrument of Alternative Lending by E- Money - Transaction Value Trend Analysis, 2019 – 2028 6.8.2. United States Payment Instrument of Alternative Lending by E- Money - Transaction Value Trend Analysis, 2019 – 2028 6.8.3. United States Payment Instrument of Alternative Lending by E- Money - Transaction Volume Trend Analysis, 2019 – 2028 7. United States Alternative Lending Market Size and Forecast by Payment Instrument to Model 7.1. United States Alternative Lending Market Size and Forecast by Payment Instrument to P2P Marketplace Consumer Lending 2019 – 2028 7.1.1. United States Alternative Lending Market Share by Payment Instrument to P2P Marketplace Consumer Lending (%), 2023 7.1.2. United States P2P Marketplace Consumer Lending by Cash - Transaction Value Trend Analysis, 2019 – 2028 7.1.3. United States P2P Marketplace Consumer Lending by Cheques - Transaction Value Trend Analysis, 2019 – 2028 7.1.4. United States P2P Marketplace Consumer Lending by Credit Transfer - Transaction Value Trend Analysis, 2019 – 2028 7.1.5. United States P2P Marketplace Consumer Lending by Direct Debits - Transaction Value Trend Analysis, 2019 – 2028 7.1.6. United States P2P Marketplace Consumer Lending by Debit Card - Transaction Value Trend Analysis, 2019 – 2028 7.1.7. United States P2P Marketplace Consumer Lending by Credit Card - Transaction Value Trend Analysis, 2019 – 2028 7.1.8. United States P2P Marketplace Consumer Lending by E- Money - Transaction Value Trend Analysis, 2019 – 2028 7.2. United States Alternative Lending Market Size and Forecast by Payment Instrument to P2P Marketplace Business Lending 2019 – 2028 7.2.1. United States Alternative Lending Market Share by Payment Instrument to P2P Marketplace Business Lending (%), 2023 7.2.2. United States P2P Marketplace Business Lending by Cash - Transaction Value Trend Analysis, 2019 – 2028 7.2.3. United States P2P Marketplace Business Lending by Cheques - Transaction Value Trend Analysis, 2019 – 2028 7.2.4. United States P2P Marketplace Business Lending by Credit Transfer - Transaction Value Trend Analysis, 2019 – 2028 7.2.5. United States P2P Marketplace Business Lending by Direct Debits - Transaction Value Trend Analysis, 2019 – 2028 7.2.6. United States P2P Marketplace Business Lending by Debit Card - Transaction Value Trend Analysis, 2019 – 2028 7.2.7. United States P2P Marketplace Business Lending by Credit Card - Transaction Value Trend Analysis, 2019 – 2028 7.2.8. United States P2P Marketplace Business Lending by E- Money - Transaction Value Trend Analysis, 2019 – 2028 7.3. United States Alternative Lending Market Size and Forecast by Payment Instrument to P2P Marketplace Property Lending 2019 – 2028 7.3.1. United States Alternative Lending Market Share by Payment Instrument to P2P Marketplace Property Lending (%), 2023 7.3.2. United States P2P Marketplace Property Lending by Cash - Transaction Value Trend Analysis, 2019 – 2028 7.3.3. United States P2P Marketplace Property Lending by Cheques - Transaction Value Trend Analysis, 2019 – 2028 7.3.4. United States P2P Marketplace Property Lending by Credit Transfer - Transaction Value Trend Analysis, 2019 – 2028 7.3.5. United States P2P Marketplace Property Lending by Direct Debits - Transaction Value Trend Analysis, 2019 – 2028 7.3.6. United States P2P Marketplace Property Lending by Debit Card - Transaction Value Trend Analysis, 2019 – 2028 7.3.7. United States P2P Marketplace Property Lending by Credit Card - Transaction Value Trend Analysis, 2019 – 2028 7.3.8. United States P2P Marketplace Property Lending by E- Money - Transaction Value Trend Analysis, 2019 – 2028 7.4. United States Alternative Lending Market Size and Forecast by Payment Instrument to Balance Sheet Consumer Lending, 2019 – 2028 7.4.1. United States Alternative Lending Market Share by Payment Instrument to Balance Sheet Consumer Lending (%), 2023 7.4.2. United States Balance Sheet Consumer Lending by Cash - Transaction Value Trend Analysis, 2019 – 2028 7.4.3. United States Balance Sheet Consumer Lending by Cheques - Transaction Value Trend Analysis, 2019 – 2028 7.4.4. United States Balance Sheet Consumer Lending by Credit Transfer - Transaction Value Trend Analysis, 2019 – 2028 7.4.5. United States Balance Sheet Consumer Lending by Direct Debits - Transaction Value Trend Analysis, 2019 – 2028 7.4.6. United States Balance Sheet Consumer Lending by Debit Card - Transaction Value Trend Analysis, 2019 – 2028 7.4.7. United States Balance Sheet Consumer Lending by Credit Card - Transaction Value Trend Analysis, 2019 – 2028 7.4.8. United States Balance Sheet Consumer Lending by E- Money - Transaction Value Trend Analysis, 2019 – 2028 7.5. United States Alternative Lending Market Size and Forecast by Payment Instrument to Balance Sheet Business Lending, 2019 – 2028 7.5.1. United States Alternative Lending Market Share by Payment Instrument to Balance Sheet Business Lending (%), 2023 7.5.2. United States Balance Sheet Business Lending by Cash - Transaction Value Trend Analysis, 2019 – 2028 7.5.3. United States Balance Sheet Business Lending by Cheques - Transaction Value Trend Analysis, 2019 – 2028 7.5.4. United States Balance Sheet Business Lending by Credit Transfer - Transaction Value Trend Analysis, 2019 – 2028 7.5.5. United States Balance Sheet Business Lending by Direct Debits - Transaction Value Trend Analysis, 2019 – 2028 7.5.6. United States Balance Sheet Business Lending by Debit Card - Transaction Value Trend Analysis, 2019 – 2028 7.5.7. United States Balance Sheet Business Lending by Credit Card - Transaction Value Trend Analysis, 2019 – 2028 7.5.8. United States Balance Sheet Business Lending by E- Money - Transaction Value Trend Analysis, 2019 – 2028 7.6. United States Alternative Lending Market Size and Forecast by Payment Instrument to Balance Sheet Property Lending, 2019 – 2028 7.6.1. United States Alternative Lending Market Share by Payment Instrument to Balance Sheet Property Lending (%), 2023 7.6.2. United States Balance Sheet Property Lending by Cash - Transaction Value Trend Analysis, 2019 – 2028 7.6.3. United States Balance Sheet Property Lending by Cheques - Transaction Value Trend Analysis, 2019 – 2028 7.6.4. United States Balance Sheet Property Lending by Credit Transfer - Transaction Value Trend Analysis, 2019 – 2028 7.6.5. United States Balance Sheet Property Lending by Direct Debits - Transaction Value Trend Analysis, 2019 – 2028 7.6.6. United States Balance Sheet Property Lending by Debit Card - Transaction Value Trend Analysis, 2019 – 2028 7.6.7. United States Balance Sheet Property Lending by Credit Card - Transaction Value Trend Analysis, 2019 – 2028 7.6.8. United States Balance Sheet Property Lending by E- Money - Transaction Value Trend Analysis, 2019 – 2028 7.7. United States Alternative Lending Market Size and Forecast by Payment Instrument to Invoice Trading, 2019 – 2028 7.7.1. United States Alternative Lending Market Share by Payment Instrument to Invoice Trading (%), 2023 7.7.2. United States Invoice Trading of Alternative Lending by Cash - Transaction Value Trend Analysis, 2019 – 2028 7.7.3. United States Invoice Trading of Alternative Lending by Cheques - Transaction Value Trend Analysis, 2019 – 2028 7.7.4. United States Invoice Trading of Alternative Lending by Credit Transfer - Transaction Value Trend Analysis, 2019 – 2028 7.7.5. United States Invoice Trading of Alternative Lending by Direct Debits - Transaction Value Trend Analysis, 2019 – 2028 7.7.6. United States Invoice Trading of Alternative Lending by Debit Card - Transaction Value Trend Analysis, 2019 – 2028 7.7.7. United States Invoice Trading of Alternative Lending by Credit Card - Transaction Value Trend Analysis, 2019 – 2028 7.7.8. United States Invoice Trading of Alternative Lending by E- Money - Transaction Value Trend Analysis, 2019 – 2028 7.8. United States Alternative Lending Market Size and Forecast by Payment Instrument to Debt Based Securities, 2019 – 2028 7.8.1. United States Alternative Lending Market Share by Payment Instrument to Debt Based Securities (%), 2023 7.8.2. United States Debt Based Securities of Alternative Lending by Cash - Transaction Value Trend Analysis, 2019 – 2028 7.8.3. United States Debt Based Securities of Alternative Lending by Cheques - Transaction Value Trend Analysis, 2019 – 2028 7.8.4. United States Debt Based Securities of Alternative Lending by Credit Transfer - Transaction Value Trend Analysis, 2019 – 2028 7.8.5. United States Debt Based Securities of Alternative Lending by Direct Debits - Transaction Value Trend Analysis, 2019 – 2028 7.8.6. United States Debt Based Securities of Alternative Lending by Debit Card - Transaction Value Trend Analysis, 2019 – 2028 7.8.7. United States Debt Based Securities of Alternative Lending by Credit Card - Transaction Value Trend Analysis, 2019 – 2028 7.8.8. United States Debt Based Securities of Alternative Lending by E- Money - Transaction Value Trend Analysis, 2019 – 2028 7.9. United States Alternative Lending Market Size and Forecast by Payment Instrument to Equity Based Crowd Funding, 2019 – 2028 7.9.1. United States Alternative Lending Market Share by Payment Instrument to Equity Based Crowd Funding (%), 2023 7.9.2. United States Equity Based Crowd Funding of Alternative Lending by Cash - Transaction Value Trend Analysis, 2019 – 2028 7.9.3. United States Equity Based Crowd Funding of Alternative Lending by Cheques - Transaction Value Trend Analysis, 2019 – 2028 7.9.4. United States Equity Based Crowd Funding of Alternative Lending by Credit Transfer - Transaction Value Trend Analysis, 2019 – 2028 7.9.5. United States Equity Based Crowd Funding of Alternative Lending by Direct Debits - Transaction Value Trend Analysis, 2019 – 2028 7.9.6. United States Equity Based Crowd Funding of Alternative Lending by Debit Card - Transaction Value Trend Analysis, 2019 – 2028 7.9.7. United States Equity Based Crowd Funding of Alternative Lending by Credit Card - Transaction Value Trend Analysis, 2019 – 2028 7.9.8. United States Equity Based Crowd Funding of Alternative Lending by E- Money - Transaction Value Trend Analysis, 2019 – 2028 7.10. United States Alternative Lending Market Size and Forecast by Payment Instrument to Real Estate Crowd funding, 2019 – 2028 7.10.1. United States Alternative Lending Market Share by Payment Instrument to Real Estate Crowd funding (%), 2023 7.10.2. United States Real Estate Crowd funding of Alternative Lending by Cash - Transaction Value Trend Analysis, 2019 – 2028 7.10.3. United States Real Estate Crowd funding of Alternative Lending by Cheques - Transaction Value Trend Analysis, 2019 – 2028 7.10.4. United States Real Estate Crowd funding of Alternative Lending by Credit Transfer - Transaction Value Trend Analysis, 2019 – 2028 7.10.5. United States Real Estate Crowd funding of Alternative Lending by Direct Debits - Transaction Value Trend Analysis, 2019 – 2028 7.10.6. United States Real Estate Crowd funding of Alternative Lending by Debit Card - Transaction Value Trend Analysis, 2019 – 2028 7.10.7. United States Real Estate Crowd funding of Alternative Lending by Credit Card - Transaction Value Trend Analysis, 2019 – 2028 7.10.8. United States Real Estate Crowd funding of Alternative Lending by E- Money - Transaction Value Trend Analysis, 2019 – 2028 7.11. United States Alternative Lending Market Size and Forecast by Payment Instrument to Other, 2019 – 2028 7.11.1. United States Alternative Lending Market Share by Payment Instrument to Other (%), 2023 7.11.2. United States Other of Alternative Lending by Cash - Transaction Value Trend Analysis, 2019 – 2028 7.11.3. United States Other of Alternative Lending by Cheques - Transaction Value Trend Analysis, 2019 – 2028 7.11.4. United States Other of Alternative Lending by Credit Transfer - Transaction Value Trend Analysis, 2019 – 2028 7.11.5. United States Other of Alternative Lending by Direct Debits - Transaction Value Trend Analysis, 2019 – 2028 7.11.6. United States Other of Alternative Lending by Debit Card - Transaction Value Trend Analysis, 2019 – 2028 7.11.7. United States Other of Alternative Lending by Credit Card - Transaction Value Trend Analysis, 2019 – 2028 7.11.8. United States Other of Alternative Lending by E- Money - Transaction Value Trend Analysis, 2019 – 2028 8. United States Alternative Lending Market Size and Forecast by Loan Types 8.1. United States Alternative Lending by B2C Loan Types - Transaction Value Trend Analysis, 2019 – 2028 8.1.1. United States Alternative Lending Market Share by B2C Loan Types (%), 2023 8.1.2. United States Alternative Lending by Personal Loan - Transaction Value Trend Analysis, 2019 – 2028 8.1.3. United States Alternative Lending by Payroll Advance - Transaction Value Trend Analysis, 2019 – 2028 8.1.4. United States Alternative Lending by Home Improvement - Transaction Value Trend Analysis, 2019 – 2028 8.1.5. United States Alternative Lending by Education/Student Loans - Transaction Value Trend Analysis, 2019 – 2028 8.1.6. United States Alternative Lending by Point of Sale - Transaction Value Trend Analysis, 2019 – 2028 8.1.7. United States Alternative Lending by Auto Loans - Transaction Value Trend Analysis, 2019 – 2028 8.1.8. United States Alternative Lending by Medical Loans - Transaction Value Trend Analysis, 2019 – 2028 8.2. United States Alternative Lending by B2B Loan Types - Transaction Value Trend Analysis, 2019 – 2028 8.2.1. United States Alternative Lending Market Share by B2B Loan Types (%), 2023 8.2.2. United States Alternative Lending by Lines of Credit - Transaction Value Trend Analysis, 2019 – 2028 8.2.3. United States Alternative Lending by Merchant Cash Advance - Transaction Value Trend Analysis, 2019 – 2028 8.2.4. United States Alternative Lending by Invoice Factoring - Transaction Value Trend Analysis, 2019 – 2028 8.2.5. United States Alternative Lending by Revenue Financing - Transaction Value Trend Analysis, 2019 – 2028 9. United States Alternative Lending Analysis by Consumer Attitude and Behaviour 9.1. United States Alternative Lending Share by Age Group, 2023 9.2. United States Alternative Lending Share by Income Group, 2023 9.3. United States Alternative Lending Share by Gender, 2023 10. Further Reading 10.1. About PayNXT360 10.2. Related Research
Table 1: United States Alternative Lending - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 2: United States Alternative Lending - Average Value Trend Analysis (US$), 2019 – 2028 Table 3: United States Alternative Lending - Transaction Volume Trend Analysis (Thousands), 2019 – 2028 Table 4: United States End User of Alternative Lending by Business - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 5: United States End User of Alternative Lending by Consumer - Transaction Value Trend Analysis (US$ Million) 2019 – 2028 Table 6: United States Alternative Lending by P2P Marketplace Consumer Lending - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 7: United States Alternative Lending by P2P Marketplace Business Lending - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 8: United States Alternative Lending by P2P Marketplace Property Lending - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 9: United States Alternative Lending by Balance Sheet Consumer Lending - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 10: United States Alternative Lending by Balance Sheet Business Lending - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 11: United States Alternative Lending by Balance Sheet Property Lending - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 12: United States Alternative Lending by Invoice Trading - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 13: United States Alternative Lending by Debt Based Securities - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 14: United States Alternative Lending by Equity Based Crowd Funding - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 15: United States Alternative Lending by Real Estate Crowd funding - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 16: United States Alternative Lending by Other - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 17: United States Payment Instrument of Alternative Lending by Cash - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 18: United States Payment Instrument of Alternative Lending by Cash - Average Value Trend Analysis (US$), 2019 – 2028 Table 19: United States Payment Instrument of Alternative Lending by Cash - Transaction Volume Trend Analysis (Thousands), 2019 – 2028 Table 20: United States Payment Instrument of Alternative Lending by Cheques - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 21: United States Payment Instrument of Alternative Lending by Cheques - Average Value Trend Analysis (US$), 2019 – 2028 Table 22: United States Payment Instrument of Alternative Lending by Cheques - Transaction Volume Trend Analysis (Thousands), 2019 – 2028 Table 23: United States Payment Instrument of Alternative Lending by Credit Transfer - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 24: United States Payment Instrument of Alternative Lending by Credit Transfer - Average Value Trend Analysis (US$), 2019 – 2028 Table 25: United States Payment Instrument of Alternative Lending by Credit Transfer - Transaction Volume Trend Analysis (Thousands), 2019 – 2028 Table 26: United States Payment Instrument of Alternative Lending by Direct Debits - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 27: United States Payment Instrument of Alternative Lending by Direct Debits - Average Value Trend Analysis (US$), 2019 – 2028 Table 28: United States Payment Instrument of Alternative Lending by Direct Debits - Transaction Volume Trend Analysis (Thousands), 2019 – 2028 Table 29: United States Payment Instrument of Alternative Lending by Debit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 30: United States Payment Instrument of Alternative Lending by Debit Card - Average Value Trend Analysis (US$), 2019 – 2028 Table 31: United States Payment Instrument of Alternative Lending by Debit Card - Transaction Volume Trend Analysis (Thousands), 2019 – 2028 Table 32: United States Payment Instrument of Alternative Lending by Credit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 33: United States Payment Instrument of Alternative Lending by Credit Card - Average Value Trend Analysis (US$), 2019 – 2028 Table 34: United States Payment Instrument of Alternative Lending by Credit Card - Transaction Volume Trend Analysis (Thousands), 2019 – 2028 Table 35: United States Payment Instrument of Alternative Lending by E- Money - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 36: United States Payment Instrument of Alternative Lending by E- Money - Average Value Trend Analysis (US$), 2019 – 2028 Table 37: United States Payment Instrument of Alternative Lending by E- Money - Transaction Volume Trend Analysis (Thousands), 2019 – 2028 Table 38: United States P2P Marketplace Consumer Lending by Cash - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 39: United States P2P Marketplace Consumer Lending by Cheques - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 40: United States P2P Marketplace Consumer Lending by Credit Transfer - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 41: United States P2P Marketplace Consumer Lending by Direct Debits - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 42: United States P2P Marketplace Consumer Lending by Debit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 43: United States P2P Marketplace Consumer Lending by Credit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 44: United States P2P Marketplace Consumer Lending by E- Money - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 45: United States P2P Marketplace Business Lending by Cash - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 46: United States P2P Marketplace Business Lending by Cheques - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 47: United States P2P Marketplace Business Lending by Credit Transfer - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 48: United States P2P Marketplace Business Lending by Direct Debits - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 49: United States P2P Marketplace Business Lending by Debit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 50: United States P2P Marketplace Business Lending by Credit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 51: United States P2P Marketplace Business Lending by E- Money - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 52: United States P2P Marketplace Property Lending by Cash - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 53: United States P2P Marketplace Property Lending by Cheques - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 54: United States P2P Marketplace Property Lending by Credit Transfer - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 55: United States P2P Marketplace Property Lending by Direct Debits - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 56: United States P2P Marketplace Property Lending by Debit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 57: United States P2P Marketplace Property Lending by Credit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 58: United States P2P Marketplace Property Lending by E- Money - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 59: United States Balance Sheet Consumer Lending by Cash - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 60: United States Balance Sheet Consumer Lending by Cheques - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 61: United States Balance Sheet Consumer Lending by Credit Transfer - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 62: United States Balance Sheet Consumer Lending by Direct Debits - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 63: United States Balance Sheet Consumer Lending by Debit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 64: United States Balance Sheet Consumer Lending by Credit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 65: United States Balance Sheet Consumer Lending by E- Money - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 66: United States Balance Sheet Business Lending by Cash - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 67: United States Balance Sheet Business Lending by Cheques - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 68: United States Balance Sheet Business Lending by Credit Transfer - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 69: United States Balance Sheet Business Lending by Direct Debits - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 70: United States Balance Sheet Business Lending by Debit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 71: United States Balance Sheet Business Lending by Credit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 72: United States Balance Sheet Business Lending by E- Money - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 73: United States Balance Sheet Property Lending by Cash - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 74: United States Balance Sheet Property Lending by Cheques - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 75: United States Balance Sheet Property Lending by Credit Transfer - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 76: United States Balance Sheet Property Lending by Direct Debits - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 77: United States Balance Sheet Property Lending by Debit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 78: United States Balance Sheet Property Lending by Credit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 79: United States Balance Sheet Property Lending by E- Money - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 80: United States Invoice Trading of Alternative Lending by Cash - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 81: United States Invoice Trading of Alternative Lending by Cheques - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 82: United States Invoice Trading of Alternative Lending by Credit Transfer - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 83: United States Invoice Trading of Alternative Lending by Direct Debits - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 84: United States Invoice Trading of Alternative Lending by Debit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 85: United States Invoice Trading of Alternative Lending by Credit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 86: United States Invoice Trading of Alternative Lending by E- Money - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 87: United States Debt Based Securities of Alternative Lending by Cash - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 88: United States Debt Based Securities of Alternative Lending by Cheques - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 89: United States Debt Based Securities of Alternative Lending by Credit Transfer - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 90: United States Debt Based Securities of Alternative Lending by Direct Debits - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 91: United States Debt Based Securities of Alternative Lending by Debit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 92: United States Debt Based Securities of Alternative Lending by Credit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 93: United States Debt Based Securities of Alternative Lending by E- Money - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 94: United States Equity Based Crowd Funding of Alternative Lending by Cash - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 95: United States Equity Based Crowd Funding of Alternative Lending by Cheques - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 96: United States Equity Based Crowd Funding of Alternative Lending by Credit Transfer - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 97: United States Equity Based Crowd Funding of Alternative Lending by Direct Debits - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 98: United States Equity Based Crowd Funding of Alternative Lending by Debit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 99: United States Equity Based Crowd Funding of Alternative Lending by Credit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 100: United States Equity Based Crowd Funding of Alternative Lending by E- Money - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 101: United States Real Estate Crowd funding of Alternative Lending by Cash - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 102: United States Real Estate Crowd funding of Alternative Lending by Cheques - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 103: United States Real Estate Crowd funding of Alternative Lending by Credit Transfer - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 104: United States Real Estate Crowd funding of Alternative Lending by Direct Debits - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 105: United States Real Estate Crowd funding of Alternative Lending by Debit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 106: United States Real Estate Crowd funding of Alternative Lending by Credit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 107: United States Real Estate Crowd funding of Alternative Lending by E- Money - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 108: United States Other of Alternative Lending by Cash - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 109: United States Other of Alternative Lending by Cheques - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 110: United States Other of Alternative Lending by Credit Transfer - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 111: United States Other of Alternative Lending by Direct Debits - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 112: United States Other of Alternative Lending by Debit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 113: United States Other of Alternative Lending by Credit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 114: United States Other of Alternative Lending by E- Money - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 115: United States Alternative Lending by Personal Loan - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 116: United States Alternative Lending by Payroll Advance - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 117: United States Alternative Lending by Home Improvement - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 118: United States Alternative Lending by Education/Student Loans - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 119: United States Alternative Lending by Point of Sale - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 120: United States Alternative Lending by Auto Loans - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 121: United States Alternative Lending by Medical Loans - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 122: United States Alternative Lending by Lines of Credit - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 123: United States Alternative Lending by Merchant Cash Advance - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 124: United States Alternative Lending by Invoice Factoring - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 125: United States Alternative Lending by Revenue Financing - Transaction Value Trend Analysis (US$ Million), 2019 – 2028
Figure 1: PayNXT360’s Methodology Framework Figure 2: United States Gross Domestic Product at Current Prices (US$ Million), 2019 – 2028 Figure 3: United States Economic Indicator by Population (Million), 2023 Figure 4: United States Unbanked Population (Million), 2023 Figure 5: United States Unemployment Rate (%), 2023 Figure 6: United States Loan Default Rate (%), 2023 Figure 7: United States Alternative Lending - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 8: United States Alternative Lending – Average Value Trend Analysis (US$), 2019 – 2028 Figure 9: United States Alternative Lending - Transaction Volume Trend Analysis (Thousands), 2019 – 2028 Figure 10: United States Alternative Lending Market Share by End User (%), 2023 Figure 11: United States End User of Alternative Lending by Business - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 12: United States End User of Alternative Lending by Consumer - Transaction Value Trend Analysis (US$ Million) 2019 – 2028 Figure 13: United States Alternative Lending Market Share by Finance Models (%), 2023 Figure 14: United States Alternative Lending by P2P Marketplace Consumer Lending - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 15: United States Alternative Lending by P2P Marketplace Business Lending - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 16: United States Alternative Lending by P2P Marketplace Property Lending - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 17: United States Alternative Lending by Balance Sheet Consumer Lending - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 18: United States Alternative Lending by Balance Sheet Business Lending - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 19: United States Alternative Lending by Balance Sheet Property Lending - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 20: United States Alternative Lending by Invoice Trading - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 21: United States Alternative Lending by Debt Based Securities - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 22: United States Alternative Lending by Equity Based Crowd Funding - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 23: United States Alternative Lending by Real Estate Crowd funding - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 24: United States Alternative Lending by Other - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 25: United States Alternative Lending Market Share by Payment Instrument (%), 2023 Figure 26: United States Payment Instrument of Alternative Lending by Cash - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 27: United States Payment Instrument of Alternative Lending by Cash - Average Value Trend Analysis (US$), 2019 – 2028 Figure 28: United States Payment Instrument of Alternative Lending by Cash - Transaction Volume Trend Analysis (Thousands), 2019 – 2028 Figure 29: United States Payment Instrument of Alternative Lending by Cheques - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 30: United States Payment Instrument of Alternative Lending by Cheques - Average Value Trend Analysis (US$), 2019 – 2028 Figure 31: United States Payment Instrument of Alternative Lending by Cheques - Transaction Volume Trend Analysis (Thousands), 2019 – 2028 Figure 32: United States Payment Instrument of Alternative Lending by Credit Transfer - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 33: United States Payment Instrument of Alternative Lending by Credit Transfer - Average Value Trend Analysis (US$), 2019 – 2028 Figure 34: United States Payment Instrument of Alternative Lending by Credit Transfer - Transaction Volume Trend Analysis (Thousands), 2019 – 2028 Figure 35: United States Payment Instrument of Alternative Lending by Direct Debits - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 36: United States Payment Instrument of Alternative Lending by Direct Debits - Average Value Trend Analysis (US$), 2019 – 2028 Figure 37: United States Payment Instrument of Alternative Lending by Direct Debits - Transaction Volume Trend Analysis (Thousands), 2019 – 2028 Figure 38: United States Payment Instrument of Alternative Lending by Debit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 39: United States Payment Instrument of Alternative Lending by Debit Card - Average Value Trend Analysis (US$), 2019 – 2028 Figure 40: United States Payment Instrument of Alternative Lending by Debit Card - Transaction Volume Trend Analysis (Thousands), 2019 – 2028 Figure 41: United States Payment Instrument of Alternative Lending by Credit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 42: United States Payment Instrument of Alternative Lending by Credit Card - Average Value Trend Analysis (US$), 2019 – 2028 Figure 43: United States Payment Instrument of Alternative Lending by Credit Card - Transaction Volume Trend Analysis (Thousands), 2019 – 2028 Figure 44: United States Payment Instrument of Alternative Lending by E- Money - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 45: United States Payment Instrument of Alternative Lending by E- Money - Average Value Trend Analysis (US$), 2019 – 2028 Figure 46: United States Payment Instrument of Alternative Lending by E- Money - Transaction Volume Trend Analysis (Thousands), 2019 – 2028 Figure 47: United States Alternative Lending Market Share by Payment Instrument to P2P Marketplace Consumer Lending (%), 2023 Figure 48: United States P2P Marketplace Consumer Lending by Cash - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 49: United States P2P Marketplace Consumer Lending by Cheques - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 50: United States P2P Marketplace Consumer Lending by Credit Transfer - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 51: United States P2P Marketplace Consumer Lending by Direct Debits - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 52: United States P2P Marketplace Consumer Lending by Debit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 53: United States P2P Marketplace Consumer Lending by Credit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 54: United States P2P Marketplace Consumer Lending by E- Money - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 55: United States Alternative Lending Market Share by Payment Instrument to P2P Marketplace Business Lending (%), 2023 Figure 56: United States P2P Marketplace Business Lending by Cash - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 57: United States P2P Marketplace Business Lending by Cheques - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 58: United States P2P Marketplace Business Lending by Credit Transfer - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 59: United States P2P Marketplace Business Lending by Direct Debits - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 60: United States P2P Marketplace Business Lending by Debit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 61: United States P2P Marketplace Business Lending by Credit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 62: United States P2P Marketplace Business Lending by E- Money - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 63: United States Alternative Lending Market Share by Payment Instrument to P2P Marketplace Property Lending (%), 2023 Figure 64: United States P2P Marketplace Property Lending by Cash - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 65: United States P2P Marketplace Property Lending by Cheques - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 66: United States P2P Marketplace Property Lending by Credit Transfer - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 67: United States P2P Marketplace Property Lending by Direct Debits - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 68: United States P2P Marketplace Property Lending by Debit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 69: United States P2P Marketplace Property Lending by Credit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 70: United States P2P Marketplace Property Lending by E- Money - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 71: United States Alternative Lending Market Share by Payment Instrument to Balance Sheet Consumer Lending (%), 2023 Figure 72: United States Balance Sheet Consumer Lending by Cash - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 73: United States Balance Sheet Consumer Lending by Cheques - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 74: United States Balance Sheet Consumer Lending by Credit Transfer - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 75: United States Balance Sheet Consumer Lending by Direct Debits - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 76: United States Balance Sheet Consumer Lending by Debit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 77: United States Balance Sheet Consumer Lending by Credit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 78: United States Balance Sheet Consumer Lending by E- Money - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 79: United States Alternative Lending Market Share by Payment Instrument to Balance Sheet Business Lending (%), 2023 Figure 80: United States Balance Sheet Business Lending by Cash - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 81: United States Balance Sheet Business Lending by Cheques - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 82: United States Balance Sheet Business Lending by Credit Transfer - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 83: United States Balance Sheet Business Lending by Direct Debits - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 84: United States Balance Sheet Business Lending by Debit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 85: United States Balance Sheet Business Lending by Credit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 86: United States Balance Sheet Business Lending by E- Money - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 87: Alternative Lending Market Share by Payment Instrument to Balance Sheet Property Lending (%), 2023 Figure 88: United States Balance Sheet Property Lending by Cash - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 89: United States Balance Sheet Property Lending by Cheques - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 90: United States Balance Sheet Property Lending by Credit Transfer - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 91: United States Balance Sheet Property Lending by Direct Debits - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 92: United States Balance Sheet Property Lending by Debit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 93: United States Balance Sheet Property Lending by Credit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 94: United States Balance Sheet Property Lending by E- Money - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 95: United States Alternative Lending Market Share by Payment Instrument to Invoice Trading (%), 2023 Figure 96: United States Invoice Trading of Alternative Lending by Cash - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 97: United States Invoice Trading of Alternative Lending by Cheques - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 98: United States Invoice Trading of Alternative Lending by Credit Transfer - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 99: United States Invoice Trading of Alternative Lending by Direct Debits - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 100: United States Invoice Trading of Alternative Lending by Debit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 101: United States Invoice Trading of Alternative Lending by Credit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 102: United States Invoice Trading of Alternative Lending by E- Money - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 103: United States Alternative Lending Market Share by Payment Instrument to Debt Based Securities (%), 2023 Figure 104: United States Debt Based Securities of Alternative Lending by Cash - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 105: United States Debt Based Securities of Alternative Lending by Cheques - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 106: United States Debt Based Securities of Alternative Lending by Credit Transfer - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 107: United States Debt Based Securities of Alternative Lending by Direct Debits - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 108: United States Debt Based Securities of Alternative Lending by Debit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 109: United States Debt Based Securities of Alternative Lending by Credit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 110: United States Debt Based Securities of Alternative Lending by E- Money - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 111: United States Alternative Lending Market Share by Payment Instrument to Equity Based Crowd Funding (%), 2023 Figure 112: United States Equity Based Crowd Funding of Alternative Lending by Cash - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 113: United States Equity Based Crowd Funding of Alternative Lending by Cheques - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 114: United States Equity Based Crowd Funding of Alternative Lending by Credit Transfer - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 115: United States Equity Based Crowd Funding of Alternative Lending by Direct Debits - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 116: United States Equity Based Crowd Funding of Alternative Lending by Debit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 117: United States Equity Based Crowd Funding of Alternative Lending by Credit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 118: United States Equity Based Crowd Funding of Alternative Lending by E- Money - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 119: United States Alternative Lending Market Share by Payment Instrument to Real Estate Crowd funding (%), 2023 Figure 120: United States Real Estate Crowd funding of Alternative Lending by Cash - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 121: United States Real Estate Crowd funding of Alternative Lending by Cheques - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 122: United States Real Estate Crowd funding of Alternative Lending by Credit Transfer - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 123: United States Real Estate Crowd funding of Alternative Lending by Direct Debits - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 124: United States Real Estate Crowd funding of Alternative Lending by Debit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 125: United States Real Estate Crowd funding of Alternative Lending by Credit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 126: United States Real Estate Crowd funding of Alternative Lending by E- Money - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 127: United States Alternative Lending Market Share by Payment Instrument to Other (%), 2023 Figure 128: United States Other of Alternative Lending by Cash - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 129: United States Other of Alternative Lending by Cheques - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 130: United States Other of Alternative Lending by Credit Transfer - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 131: United States Other of Alternative Lending by Direct Debits - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 132: United States Other of Alternative Lending by Debit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 133: United States Other of Alternative Lending by Credit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 134: United States Other of Alternative Lending by E- Money - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 135: Alternative Lending Market Share by B2C Loan Types (%), 2023 Figure 136: United States Alternative Lending by Personal Loan - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 137: United States Alternative Lending by Payroll Advance - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 138: United States Alternative Lending by Home Improvement - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 139: United States Alternative Lending by Education/Student Loans - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 140: United States Alternative Lending by Point of Sale - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 141: United States Alternative Lending by Auto Loans - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 142: United States Alternative Lending by Medical Loans - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 143: United States Alternative Lending Market Share by B2B Loan Types (%), 2023 Figure 144: United States Alternative Lending by Lines of Credit - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 145: United States Alternative Lending by Merchant Cash Advance - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 146: United States Alternative Lending by Invoice Factoring - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 147: United States Alternative Lending by Revenue Financing - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 148: United States Alternative Lending Share by Age Group (%), 2023 Figure 149: United States Alternative Lending Share by Income Group (%), 2023 Figure 150: United States Alternative Lending Share by Gender (%), 2023
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