According to PayNXT360, the alternative lending in the country is expected to grow by 29.5% on an annual basis to reach US$297.2 million in 2024. Medium to long term growth story of alternative lendi...
According to PayNXT360, the alternative lending in the country is expected to grow by 29.5% on an annual basis to reach US$297.2 million in 2024. Medium to long term growth story of alternative lending in South Africa remains strong. Alternative lending adoption is expected to grow steadily over the forecast period, recording a CAGR of 20.2% during 2024-2028. The alternative lending market in the country will increase from US$229.6 million in 2023 to reach US$619.6 million by 2028. South Africa's alternative lending sector has experienced significant growth and innovation, driven by increased demand and strategic partnerships. Key developments include major funding for digital lenders like Lulalend, notable Nedbank and African Bank acquisitions, and progressive regulatory changes to enhance transparency and consumer protection. As digital and alternative lending solutions evolve, they are expected to expand access to credit and strengthen the financial ecosystem. Growth in the Alternative Lending Sector Alternative lending in South Africa has seen steady growth, particularly in segments like personal loans and retail installment loans. Demand for home loans has continued to rise, driven by consumer liquidity needs and affordable housing requirements. Looking ahead to the next few months, alternative lending is expected to maintain its momentum. Digital lenders are leveraging mobile technology and alternative data sources to expand access to credit for underserved individuals and businesses. Key Developments in the Alternative Lending Sector Product Launches and Innovations Lulalend, a digital lender, recently secured $35 million in funding to improve its credit offerings for SMEs, integrating its services with partners like Vodacom and Takealot to streamline access to capital for various sectors, including retail and construction. Mergers and Acquisitions • African Bank Acquires Fintech Company - In March 2024, African Bank announced its acquisition of a fintech company, marking a strategic move to enhance its digital offerings and expand its market reach. While the specific fintech company involved in this acquisition has yet to be detailed in the available search results, the move reflects African Bank's commitment to leveraging technology to better serve its customers and adapt to the evolving financial landscape in the region. Regulatory Changes 1. Open Finance Policy Recommendations: In March 2024, the Financial Sector Conduct Authority (FSCA) published its Open Finance Policy recommendations. This initiative aims to enhance data sharing within the financial ecosystem, promoting greater transparency and competition in the sector. The proposed roadmap emphasizes a consultative approach, establishing foundational elements for Open Finance before moving towards mandatory data sharing, which could significantly influence alternative lending practices and consumer access to credit. 2. Conduct of Financial Institutions Bill (COFI): The COFI Bill is anticipated to be promulgated soon. It aims to create a consolidated regulatory framework for financial institutions. This bill seeks to ensure fair treatment and protection of consumers, which is particularly relevant for alternative lenders who often cater to underserved markets. The ongoing discussions around this bill reflect a broader effort to modernize the regulatory landscape for financial services in South Africa. 3. Deposit Insurance Fund and Regulations: The establishment of the Conduct of Deposit Insurance (CODI) in March 2023 and the subsequent draft regulations aim to protect depositors in the event of bank failures. This regulatory framework enhances public confidence in the banking system and indirectly supports the alternative lending sector by fostering a more stable financial environment. These developments signal a proactive approach by South African regulators to adapt to the evolving financial landscape, particularly in the context of digital and alternative lending. This report provides a detailed data-centric analysis of the Alternative Lending industry, covering market opportunities and risks across a range of industry categories. With over 50 KPIs at the country level, this report provides a comprehensive understanding of Alternative Lending market dynamics, market size and forecast, and market share statistics. It breaks down market opportunity by type of payment instrument, loan types, and consumer behavior. In addition, it provides a snapshot of marketing objective and industry spend dynamics in South Africa. KPIs in both value and share term help in getting in-depth understanding of end market dynamics. PayNXT360’s research methodology is based on industry best practices. Its unbiased analysis leverages a proprietary analytics platform to offer a detailed view on emerging business and investment market opportunities.
This report provides in-depth data-centric analysis of Alternative Lending industry in South Africa through 125 tables and 150 charts. Below is a summary of key market segments:
South Africa Economic Indicators
• Gross Domestic Product at Current Prices
• Population
• Unbanked Population
• Unemployment Rate
• Loan Default Rate
South Africa Alternative Lending Market Size and Forecast
• Transaction Value
• Average Transaction Value
• Transaction Volume
South Africa Alternative Lending Market Size and Forecast by End User
• End User - Business
• End User - Consumer
South Africa Alternative Lending Market Size and Forecast by Finance Models
• P2P Marketplace Consumer Lending
• P2P Marketplace Business Lending
• P2P Marketplace Property Lending
• Balance Sheet Consumer Lending
• Balance Sheet Business Lending
• Balance Sheet Property Lending
• Invoice Trading
• Debt Based Securities
• Equity Based Crowd Funding
• Real Estate Crowd funding
South Africa Alternative Lending Market Size and Forecast by Payment Instrument - Transaction Value, Volume and Average Value
• Cash
• Cheques
• Credit Transfer
• Direct Debits
• Debit Card
• Credit Card
• E- Money
South Africa Alternative Lending Market Size and Forecast by Payment Instrument to Model
• Alternative Lending Market Size and Forecast by Payment Instrument to P2P Marketplace Consumer Lending
• Cash
• Cheques
• Credit Transfer
• Direct Debits
• Debit Card
• Credit Card
• E- Money
• Alternative Lending Market Size and Forecast by Payment Instrument to P2P Marketplace Business Lending
• Cash
• Cheques
• Credit Transfer
• Direct Debits
• Debit Card
• Credit Card
• E- Money
• Alternative Lending Market Size and Forecast by Payment Instrument to P2P Marketplace Property Lending
• Cash
• Cheques
• Credit Transfer
• Direct Debits
• Debit Card
• Credit Card
• E- Money
• Alternative Lending Market Size and Forecast by Payment Instrument to Balance Sheet Consumer Lending
• Cash
• Cheques
• Credit Transfer
• Direct Debits
• Debit Card
• Credit Card
• E- Money
• Alternative Lending Market Size and Forecast by Payment Instrument to Balance Sheet Business Lending
• Cash
• Cheques
• Credit Transfer
• Direct Debits
• Debit Card
• Credit Card
• E- Money
• Alternative Lending Market Size and Forecast by Payment Instrument to Balance Sheet Property Lending
• Cash
• Cheques
• Credit Transfer
• Direct Debits
• Debit Card
• Credit Card
• E- Money
• Alternative Lending Market Size and Forecast by Payment Instrument to Invoice Trading
• Cash
• Cheques
• Credit Transfer
• Direct Debits
• Debit Card
• Credit Card
• E- Money
• Alternative Lending Market Size and Forecast by Payment Instrument to Debt Based Securities
• Cash
• Cheques
• Credit Transfer
• Direct Debits
• Debit Card
• Credit Card
• E- Money
• Alternative Lending Market Size and Forecast by Payment Instrument to Equity Based Crowd Funding
• Cash
• Cheques
• Credit Transfer
• Direct Debits
• Debit Card
• Credit Card
• E- Money
• Alternative Lending Market Size and Forecast by Payment Instrument to Real Estate Crowd funding
• Cash
• Cheques
• Credit Transfer
• Direct Debits
• Debit Card
• Credit Card
• E- Money
South Africa Alternative Lending Market Size and Forecast by Loan Types
• B2C Loans
• Personal Loan
• Payroll Advance
• Home Improvement
• Education/Student Loans
• Point of Sale
• Auto Loans
• Medical Loans
• B2B Loans
• Lines of Credit
• Merchant Cash Advance
• Invoice Factoring
• Revenue Financing
South Africa Alternative Lending Analysis by Consumer Attitude and Behaviour
• By Age
• By Income
• Gender
• Gain a thorough understanding of the Alternative Lending market dynamics: Market opportunities, significant trends, and forecasting (2019 – 2028) are listed. To stay ahead of the curve, comprehend market trends using important KPIs like Value and Share. • Insights by Industry: Evaluate new opportunities across multiple industries, and obtain market dynamics by industry in order to swiftly catch up with the latest and upcoming developments in Alternative Lending markets. • Market-specific strategies: With our unique blend of quantitative forecasting and cutting-edge insights, we can identify growth sectors that are focused on particular opportunities and analyse market-specific risks as well as significant trends in the Alternative Lending industry. • Through industry intelligence, forward-looking research of Alternative Lending market spend, and key opportunities in South Africa, develop proactive and profitable company plans.
1. About this Report 1.1. Summary 1.2. Methodology 1.3. Alternative Lending Definitions 1.4. Disclaimer 2. South Africa Economic Indicators 2.1. South Africa Gross Domestic Product at Current Prices, 2019 – 2028 2.2. South Africa Economic Indicator by Population, 2019 – 2028 2.2.2. South Africa Unbanked Population, 2023 2.2.3. South Africa Unemployment Rate, 2023 2.2.4. South Africa Loan Default Rate, 2023 3. South Africa Alternative Lending Industry Attractiveness 3.1. South Africa Alternative Lending - Transaction Value Trend Analysis, 2019 – 2028 3.2. South Africa Alternative Lending - Average Value Trend Analysis, 2019 – 2028 3.3. South Africa Alternative Lending - Transaction Volume Trend Analysis, 2019 – 2028 4. South Africa Alternative Lending Market Size and Forecast by End User 4.1. South Africa Alternative Lending Market Share by End User (%), 2023 4.2. South Africa End User of Alternative Lending by Business - Transaction Value Trend Analysis, 2019 – 2028 4.3. South Africa End User of Alternative Lending by Consumer - Transaction Value Trend Analysis 2019 – 2028 5. South Africa Alternative Lending Market Size and Forecast by Finance Models 5.1. South Africa Alternative Lending Market Share by Finance Models (%), 2023 5.2. South Africa Alternative Lending by P2P Marketplace Consumer Lending - Transaction Value Trend Analysis, 2019 – 2028 5.3. South Africa Alternative Lending by P2P Marketplace Business Lending - Transaction Value Trend Analysis, 2019 – 2028 5.4. South Africa Alternative Lending by P2P Marketplace Property Lending - Transaction Value Trend Analysis, 2019 – 2028 5.5. South Africa Alternative Lending by Balance Sheet Consumer Lending - Transaction Value Trend Analysis, 2019 – 2028 5.6. South Africa Alternative Lending by Balance Sheet Business Lending - Transaction Value Trend Analysis, 2019 – 2028 5.7. South Africa Alternative Lending by Balance Sheet Property Lending - Transaction Value Trend Analysis, 2019 – 2028 5.8. South Africa Alternative Lending by Invoice Trading - Transaction Value Trend Analysis, 2019 – 2028 5.9. South Africa Alternative Lending by Debt Based Securities - Transaction Value Trend Analysis, 2019 – 2028 5.10. South Africa Alternative Lending by Equity Based Crowd Funding - Transaction Value Trend Analysis, 2019 – 2028 5.11. South Africa Alternative Lending by Real Estate Crowd funding - Transaction Value Trend Analysis, 2019 – 2028 5.12. South Africa Alternative Lending by Other - Transaction Value Trend Analysis, 2019 – 2028 6. South Africa Alternative Lending Market Size and Forecast by Payment Instrument 6.1. South Africa Alternative Lending Market Share by Payment Instrument (%), 2023 6.2. South Africa Payment Instrument of Alternative Lending by Cash 6.2.1. South Africa Payment Instrument of Alternative Lending by Cash - Transaction Value Trend Analysis, 2019 – 2028 6.2.2. South Africa Payment Instrument of Alternative Lending by Cash - Transaction Value Trend Analysis, 2019 – 2028 6.2.3. South Africa Payment Instrument of Alternative Lending by Cash - Transaction Volume Trend Analysis, 2019 – 2028 6.3. South Africa Payment Instrument of Alternative Lending by Cheques 6.3.1. South Africa Payment Instrument of Alternative Lending by Cheques - Transaction Value Trend Analysis, 2019 – 2028 6.3.2. South Africa Payment Instrument of Alternative Lending by Cheques - Transaction Value Trend Analysis, 2019 – 2028 6.3.3. South Africa Payment Instrument of Alternative Lending by Cheques - Transaction Volume Trend Analysis, 2019 – 2028 6.4. South Africa Payment Instrument of Alternative Lending by Credit Transfer 6.4.1. South Africa Payment Instrument of Alternative Lending by Credit Transfer - Transaction Value Trend Analysis, 2019 – 2028 6.4.2. South Africa Payment Instrument of Alternative Lending by Credit Transfer - Transaction Value Trend Analysis, 2019 – 2028 6.4.3. South Africa Payment Instrument of Alternative Lending by Credit Transfer - Transaction Volume Trend Analysis, 2019 – 2028 6.5. South Africa Payment Instrument of Alternative Lending by Direct Debits 6.5.1. South Africa Payment Instrument of Alternative Lending by Direct Debits - Transaction Value Trend Analysis, 2019 – 2028 6.5.2. South Africa Payment Instrument of Alternative Lending by Direct Debits - Transaction Value Trend Analysis, 2019 – 2028 6.5.3. South Africa Payment Instrument of Alternative Lending by Direct Debits - Transaction Volume Trend Analysis, 2019 – 2028 6.6. South Africa Payment Instrument of Alternative Lending by Debit Card 6.6.1. South Africa Payment Instrument of Alternative Lending by Debit Card - Transaction Value Trend Analysis, 2019 – 2028 6.6.2. South Africa Payment Instrument of Alternative Lending by Debit Card - Transaction Value Trend Analysis, 2019 – 2028 6.6.3. South Africa Payment Instrument of Alternative Lending by Debit Card - Transaction Volume Trend Analysis, 2019 – 2028 6.7. South Africa Payment Instrument of Alternative Lending by Credit Card 6.7.1. South Africa Payment Instrument of Alternative Lending by Credit Card - Transaction Value Trend Analysis, 2019 – 2028 6.7.2. South Africa Payment Instrument of Alternative Lending by Credit Card - Transaction Value Trend Analysis, 2019 – 2028 6.7.3. South Africa Payment Instrument of Alternative Lending by Credit Card - Transaction Volume Trend Analysis, 2019 – 2028 6.8. South Africa Payment Instrument of Alternative Lending by E- Money 6.8.1. South Africa Payment Instrument of Alternative Lending by E- Money - Transaction Value Trend Analysis, 2019 – 2028 6.8.2. South Africa Payment Instrument of Alternative Lending by E- Money - Transaction Value Trend Analysis, 2019 – 2028 6.8.3. South Africa Payment Instrument of Alternative Lending by E- Money - Transaction Volume Trend Analysis, 2019 – 2028 7. South Africa Alternative Lending Market Size and Forecast by Payment Instrument to Model 7.1. South Africa Alternative Lending Market Size and Forecast by Payment Instrument to P2P Marketplace Consumer Lending 2019 – 2028 7.1.1. South Africa Alternative Lending Market Share by Payment Instrument to P2P Marketplace Consumer Lending (%), 2023 7.1.2. South Africa P2P Marketplace Consumer Lending by Cash - Transaction Value Trend Analysis, 2019 – 2028 7.1.3. South Africa P2P Marketplace Consumer Lending by Cheques - Transaction Value Trend Analysis, 2019 – 2028 7.1.4. South Africa P2P Marketplace Consumer Lending by Credit Transfer - Transaction Value Trend Analysis, 2019 – 2028 7.1.5. South Africa P2P Marketplace Consumer Lending by Direct Debits - Transaction Value Trend Analysis, 2019 – 2028 7.1.6. South Africa P2P Marketplace Consumer Lending by Debit Card - Transaction Value Trend Analysis, 2019 – 2028 7.1.7. South Africa P2P Marketplace Consumer Lending by Credit Card - Transaction Value Trend Analysis, 2019 – 2028 7.1.8. South Africa P2P Marketplace Consumer Lending by E- Money - Transaction Value Trend Analysis, 2019 – 2028 7.2. South Africa Alternative Lending Market Size and Forecast by Payment Instrument to P2P Marketplace Business Lending 2019 – 2028 7.2.1. South Africa Alternative Lending Market Share by Payment Instrument to P2P Marketplace Business Lending (%), 2023 7.2.2. South Africa P2P Marketplace Business Lending by Cash - Transaction Value Trend Analysis, 2019 – 2028 7.2.3. South Africa P2P Marketplace Business Lending by Cheques - Transaction Value Trend Analysis, 2019 – 2028 7.2.4. South Africa P2P Marketplace Business Lending by Credit Transfer - Transaction Value Trend Analysis, 2019 – 2028 7.2.5. South Africa P2P Marketplace Business Lending by Direct Debits - Transaction Value Trend Analysis, 2019 – 2028 7.2.6. South Africa P2P Marketplace Business Lending by Debit Card - Transaction Value Trend Analysis, 2019 – 2028 7.2.7. South Africa P2P Marketplace Business Lending by Credit Card - Transaction Value Trend Analysis, 2019 – 2028 7.2.8. South Africa P2P Marketplace Business Lending by E- Money - Transaction Value Trend Analysis, 2019 – 2028 7.3. South Africa Alternative Lending Market Size and Forecast by Payment Instrument to P2P Marketplace Property Lending 2019 – 2028 7.3.1. South Africa Alternative Lending Market Share by Payment Instrument to P2P Marketplace Property Lending (%), 2023 7.3.2. South Africa P2P Marketplace Property Lending by Cash - Transaction Value Trend Analysis, 2019 – 2028 7.3.3. South Africa P2P Marketplace Property Lending by Cheques - Transaction Value Trend Analysis, 2019 – 2028 7.3.4. South Africa P2P Marketplace Property Lending by Credit Transfer - Transaction Value Trend Analysis, 2019 – 2028 7.3.5. South Africa P2P Marketplace Property Lending by Direct Debits - Transaction Value Trend Analysis, 2019 – 2028 7.3.6. South Africa P2P Marketplace Property Lending by Debit Card - Transaction Value Trend Analysis, 2019 – 2028 7.3.7. South Africa P2P Marketplace Property Lending by Credit Card - Transaction Value Trend Analysis, 2019 – 2028 7.3.8. South Africa P2P Marketplace Property Lending by E- Money - Transaction Value Trend Analysis, 2019 – 2028 7.4. South Africa Alternative Lending Market Size and Forecast by Payment Instrument to Balance Sheet Consumer Lending, 2019 – 2028 7.4.1. South Africa Alternative Lending Market Share by Payment Instrument to Balance Sheet Consumer Lending (%), 2023 7.4.2. South Africa Balance Sheet Consumer Lending by Cash - Transaction Value Trend Analysis, 2019 – 2028 7.4.3. South Africa Balance Sheet Consumer Lending by Cheques - Transaction Value Trend Analysis, 2019 – 2028 7.4.4. South Africa Balance Sheet Consumer Lending by Credit Transfer - Transaction Value Trend Analysis, 2019 – 2028 7.4.5. South Africa Balance Sheet Consumer Lending by Direct Debits - Transaction Value Trend Analysis, 2019 – 2028 7.4.6. South Africa Balance Sheet Consumer Lending by Debit Card - Transaction Value Trend Analysis, 2019 – 2028 7.4.7. South Africa Balance Sheet Consumer Lending by Credit Card - Transaction Value Trend Analysis, 2019 – 2028 7.4.8. South Africa Balance Sheet Consumer Lending by E- Money - Transaction Value Trend Analysis, 2019 – 2028 7.5. South Africa Alternative Lending Market Size and Forecast by Payment Instrument to Balance Sheet Business Lending, 2019 – 2028 7.5.1. South Africa Alternative Lending Market Share by Payment Instrument to Balance Sheet Business Lending (%), 2023 7.5.2. South Africa Balance Sheet Business Lending by Cash - Transaction Value Trend Analysis, 2019 – 2028 7.5.3. South Africa Balance Sheet Business Lending by Cheques - Transaction Value Trend Analysis, 2019 – 2028 7.5.4. South Africa Balance Sheet Business Lending by Credit Transfer - Transaction Value Trend Analysis, 2019 – 2028 7.5.5. South Africa Balance Sheet Business Lending by Direct Debits - Transaction Value Trend Analysis, 2019 – 2028 7.5.6. South Africa Balance Sheet Business Lending by Debit Card - Transaction Value Trend Analysis, 2019 – 2028 7.5.7. South Africa Balance Sheet Business Lending by Credit Card - Transaction Value Trend Analysis, 2019 – 2028 7.5.8. South Africa Balance Sheet Business Lending by E- Money - Transaction Value Trend Analysis, 2019 – 2028 7.6. South Africa Alternative Lending Market Size and Forecast by Payment Instrument to Balance Sheet Property Lending, 2019 – 2028 7.6.1. South Africa Alternative Lending Market Share by Payment Instrument to Balance Sheet Property Lending (%), 2023 7.6.2. South Africa Balance Sheet Property Lending by Cash - Transaction Value Trend Analysis, 2019 – 2028 7.6.3. South Africa Balance Sheet Property Lending by Cheques - Transaction Value Trend Analysis, 2019 – 2028 7.6.4. South Africa Balance Sheet Property Lending by Credit Transfer - Transaction Value Trend Analysis, 2019 – 2028 7.6.5. South Africa Balance Sheet Property Lending by Direct Debits - Transaction Value Trend Analysis, 2019 – 2028 7.6.6. South Africa Balance Sheet Property Lending by Debit Card - Transaction Value Trend Analysis, 2019 – 2028 7.6.7. South Africa Balance Sheet Property Lending by Credit Card - Transaction Value Trend Analysis, 2019 – 2028 7.6.8. South Africa Balance Sheet Property Lending by E- Money - Transaction Value Trend Analysis, 2019 – 2028 7.7. South Africa Alternative Lending Market Size and Forecast by Payment Instrument to Invoice Trading, 2019 – 2028 7.7.1. South Africa Alternative Lending Market Share by Payment Instrument to Invoice Trading (%), 2023 7.7.2. South Africa Invoice Trading of Alternative Lending by Cash - Transaction Value Trend Analysis, 2019 – 2028 7.7.3. South Africa Invoice Trading of Alternative Lending by Cheques - Transaction Value Trend Analysis, 2019 – 2028 7.7.4. South Africa Invoice Trading of Alternative Lending by Credit Transfer - Transaction Value Trend Analysis, 2019 – 2028 7.7.5. South Africa Invoice Trading of Alternative Lending by Direct Debits - Transaction Value Trend Analysis, 2019 – 2028 7.7.6. South Africa Invoice Trading of Alternative Lending by Debit Card - Transaction Value Trend Analysis, 2019 – 2028 7.7.7. South Africa Invoice Trading of Alternative Lending by Credit Card - Transaction Value Trend Analysis, 2019 – 2028 7.7.8. South Africa Invoice Trading of Alternative Lending by E- Money - Transaction Value Trend Analysis, 2019 – 2028 7.8. South Africa Alternative Lending Market Size and Forecast by Payment Instrument to Debt Based Securities, 2019 – 2028 7.8.1. South Africa Alternative Lending Market Share by Payment Instrument to Debt Based Securities (%), 2023 7.8.2. South Africa Debt Based Securities of Alternative Lending by Cash - Transaction Value Trend Analysis, 2019 – 2028 7.8.3. South Africa Debt Based Securities of Alternative Lending by Cheques - Transaction Value Trend Analysis, 2019 – 2028 7.8.4. South Africa Debt Based Securities of Alternative Lending by Credit Transfer - Transaction Value Trend Analysis, 2019 – 2028 7.8.5. South Africa Debt Based Securities of Alternative Lending by Direct Debits - Transaction Value Trend Analysis, 2019 – 2028 7.8.6. South Africa Debt Based Securities of Alternative Lending by Debit Card - Transaction Value Trend Analysis, 2019 – 2028 7.8.7. South Africa Debt Based Securities of Alternative Lending by Credit Card - Transaction Value Trend Analysis, 2019 – 2028 7.8.8. South Africa Debt Based Securities of Alternative Lending by E- Money - Transaction Value Trend Analysis, 2019 – 2028 7.9. South Africa Alternative Lending Market Size and Forecast by Payment Instrument to Equity Based Crowd Funding, 2019 – 2028 7.9.1. South Africa Alternative Lending Market Share by Payment Instrument to Equity Based Crowd Funding (%), 2023 7.9.2. South Africa Equity Based Crowd Funding of Alternative Lending by Cash - Transaction Value Trend Analysis, 2019 – 2028 7.9.3. South Africa Equity Based Crowd Funding of Alternative Lending by Cheques - Transaction Value Trend Analysis, 2019 – 2028 7.9.4. South Africa Equity Based Crowd Funding of Alternative Lending by Credit Transfer - Transaction Value Trend Analysis, 2019 – 2028 7.9.5. South Africa Equity Based Crowd Funding of Alternative Lending by Direct Debits - Transaction Value Trend Analysis, 2019 – 2028 7.9.6. South Africa Equity Based Crowd Funding of Alternative Lending by Debit Card - Transaction Value Trend Analysis, 2019 – 2028 7.9.7. South Africa Equity Based Crowd Funding of Alternative Lending by Credit Card - Transaction Value Trend Analysis, 2019 – 2028 7.9.8. South Africa Equity Based Crowd Funding of Alternative Lending by E- Money - Transaction Value Trend Analysis, 2019 – 2028 7.10. South Africa Alternative Lending Market Size and Forecast by Payment Instrument to Real Estate Crowd funding, 2019 – 2028 7.10.1. South Africa Alternative Lending Market Share by Payment Instrument to Real Estate Crowd funding (%), 2023 7.10.2. South Africa Real Estate Crowd funding of Alternative Lending by Cash - Transaction Value Trend Analysis, 2019 – 2028 7.10.3. South Africa Real Estate Crowd funding of Alternative Lending by Cheques - Transaction Value Trend Analysis, 2019 – 2028 7.10.4. South Africa Real Estate Crowd funding of Alternative Lending by Credit Transfer - Transaction Value Trend Analysis, 2019 – 2028 7.10.5. South Africa Real Estate Crowd funding of Alternative Lending by Direct Debits - Transaction Value Trend Analysis, 2019 – 2028 7.10.6. South Africa Real Estate Crowd funding of Alternative Lending by Debit Card - Transaction Value Trend Analysis, 2019 – 2028 7.10.7. South Africa Real Estate Crowd funding of Alternative Lending by Credit Card - Transaction Value Trend Analysis, 2019 – 2028 7.10.8. South Africa Real Estate Crowd funding of Alternative Lending by E- Money - Transaction Value Trend Analysis, 2019 – 2028 7.11. South Africa Alternative Lending Market Size and Forecast by Payment Instrument to Other, 2019 – 2028 7.11.1. South Africa Alternative Lending Market Share by Payment Instrument to Other (%), 2023 7.11.2. South Africa Other of Alternative Lending by Cash - Transaction Value Trend Analysis, 2019 – 2028 7.11.3. South Africa Other of Alternative Lending by Cheques - Transaction Value Trend Analysis, 2019 – 2028 7.11.4. South Africa Other of Alternative Lending by Credit Transfer - Transaction Value Trend Analysis, 2019 – 2028 7.11.5. South Africa Other of Alternative Lending by Direct Debits - Transaction Value Trend Analysis, 2019 – 2028 7.11.6. South Africa Other of Alternative Lending by Debit Card - Transaction Value Trend Analysis, 2019 – 2028 7.11.7. South Africa Other of Alternative Lending by Credit Card - Transaction Value Trend Analysis, 2019 – 2028 7.11.8. South Africa Other of Alternative Lending by E- Money - Transaction Value Trend Analysis, 2019 – 2028 8. South Africa Alternative Lending Market Size and Forecast by Loan Types 8.1. South Africa Alternative Lending by B2C Loan Types - Transaction Value Trend Analysis, 2019 – 2028 8.1.1. South Africa Alternative Lending Market Share by B2C Loan Types (%), 2023 8.1.2. South Africa Alternative Lending by Personal Loan - Transaction Value Trend Analysis, 2019 – 2028 8.1.3. South Africa Alternative Lending by Payroll Advance - Transaction Value Trend Analysis, 2019 – 2028 8.1.4. South Africa Alternative Lending by Home Improvement - Transaction Value Trend Analysis, 2019 – 2028 8.1.5. South Africa Alternative Lending by Education/Student Loans - Transaction Value Trend Analysis, 2019 – 2028 8.1.6. South Africa Alternative Lending by Point of Sale - Transaction Value Trend Analysis, 2019 – 2028 8.1.7. South Africa Alternative Lending by Auto Loans - Transaction Value Trend Analysis, 2019 – 2028 8.1.8. South Africa Alternative Lending by Medical Loans - Transaction Value Trend Analysis, 2019 – 2028 8.2. South Africa Alternative Lending by B2B Loan Types - Transaction Value Trend Analysis, 2019 – 2028 8.2.1. South Africa Alternative Lending Market Share by B2B Loan Types (%), 2023 8.2.2. South Africa Alternative Lending by Lines of Credit - Transaction Value Trend Analysis, 2019 – 2028 8.2.3. South Africa Alternative Lending by Merchant Cash Advance - Transaction Value Trend Analysis, 2019 – 2028 8.2.4. South Africa Alternative Lending by Invoice Factoring - Transaction Value Trend Analysis, 2019 – 2028 8.2.5. South Africa Alternative Lending by Revenue Financing - Transaction Value Trend Analysis, 2019 – 2028 9. South Africa Alternative Lending Analysis by Consumer Attitude and Behaviour 9.1. South Africa Alternative Lending Share by Age Group, 2023 9.2. South Africa Alternative Lending Share by Income Group, 2023 9.3. South Africa Alternative Lending Share by Gender, 2023 10. Further Reading 10.1. About PayNXT360 10.2. Related Research
Table 1: South Africa Alternative Lending - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 2: South Africa Alternative Lending - Average Value Trend Analysis (US$), 2019 – 2028 Table 3: South Africa Alternative Lending - Transaction Volume Trend Analysis (Thousands), 2019 – 2028 Table 4: South Africa End User of Alternative Lending by Business - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 5: South Africa End User of Alternative Lending by Consumer - Transaction Value Trend Analysis (US$ Million) 2019 – 2028 Table 6: South Africa Alternative Lending by P2P Marketplace Consumer Lending - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 7: South Africa Alternative Lending by P2P Marketplace Business Lending - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 8: South Africa Alternative Lending by P2P Marketplace Property Lending - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 9: South Africa Alternative Lending by Balance Sheet Consumer Lending - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 10: South Africa Alternative Lending by Balance Sheet Business Lending - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 11: South Africa Alternative Lending by Balance Sheet Property Lending - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 12: South Africa Alternative Lending by Invoice Trading - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 13: South Africa Alternative Lending by Debt Based Securities - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 14: South Africa Alternative Lending by Equity Based Crowd Funding - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 15: South Africa Alternative Lending by Real Estate Crowd funding - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 16: South Africa Alternative Lending by Other - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 17: South Africa Payment Instrument of Alternative Lending by Cash - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 18: South Africa Payment Instrument of Alternative Lending by Cash - Average Value Trend Analysis (US$), 2019 – 2028 Table 19: South Africa Payment Instrument of Alternative Lending by Cash - Transaction Volume Trend Analysis (Thousands), 2019 – 2028 Table 20: South Africa Payment Instrument of Alternative Lending by Cheques - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 21: South Africa Payment Instrument of Alternative Lending by Cheques - Average Value Trend Analysis (US$), 2019 – 2028 Table 22: South Africa Payment Instrument of Alternative Lending by Cheques - Transaction Volume Trend Analysis (Thousands), 2019 – 2028 Table 23: South Africa Payment Instrument of Alternative Lending by Credit Transfer - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 24: South Africa Payment Instrument of Alternative Lending by Credit Transfer - Average Value Trend Analysis (US$), 2019 – 2028 Table 25: South Africa Payment Instrument of Alternative Lending by Credit Transfer - Transaction Volume Trend Analysis (Thousands), 2019 – 2028 Table 26: South Africa Payment Instrument of Alternative Lending by Direct Debits - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 27: South Africa Payment Instrument of Alternative Lending by Direct Debits - Average Value Trend Analysis (US$), 2019 – 2028 Table 28: South Africa Payment Instrument of Alternative Lending by Direct Debits - Transaction Volume Trend Analysis (Thousands), 2019 – 2028 Table 29: South Africa Payment Instrument of Alternative Lending by Debit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 30: South Africa Payment Instrument of Alternative Lending by Debit Card - Average Value Trend Analysis (US$), 2019 – 2028 Table 31: South Africa Payment Instrument of Alternative Lending by Debit Card - Transaction Volume Trend Analysis (Thousands), 2019 – 2028 Table 32: South Africa Payment Instrument of Alternative Lending by Credit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 33: South Africa Payment Instrument of Alternative Lending by Credit Card - Average Value Trend Analysis (US$), 2019 – 2028 Table 34: South Africa Payment Instrument of Alternative Lending by Credit Card - Transaction Volume Trend Analysis (Thousands), 2019 – 2028 Table 35: South Africa Payment Instrument of Alternative Lending by E- Money - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 36: South Africa Payment Instrument of Alternative Lending by E- Money - Average Value Trend Analysis (US$), 2019 – 2028 Table 37: South Africa Payment Instrument of Alternative Lending by E- Money - Transaction Volume Trend Analysis (Thousands), 2019 – 2028 Table 38: South Africa P2P Marketplace Consumer Lending by Cash - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 39: South Africa P2P Marketplace Consumer Lending by Cheques - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 40: South Africa P2P Marketplace Consumer Lending by Credit Transfer - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 41: South Africa P2P Marketplace Consumer Lending by Direct Debits - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 42: South Africa P2P Marketplace Consumer Lending by Debit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 43: South Africa P2P Marketplace Consumer Lending by Credit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 44: South Africa P2P Marketplace Consumer Lending by E- Money - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 45: South Africa P2P Marketplace Business Lending by Cash - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 46: South Africa P2P Marketplace Business Lending by Cheques - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 47: South Africa P2P Marketplace Business Lending by Credit Transfer - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 48: South Africa P2P Marketplace Business Lending by Direct Debits - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 49: South Africa P2P Marketplace Business Lending by Debit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 50: South Africa P2P Marketplace Business Lending by Credit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 51: South Africa P2P Marketplace Business Lending by E- Money - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 52: South Africa P2P Marketplace Property Lending by Cash - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 53: South Africa P2P Marketplace Property Lending by Cheques - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 54: South Africa P2P Marketplace Property Lending by Credit Transfer - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 55: South Africa P2P Marketplace Property Lending by Direct Debits - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 56: South Africa P2P Marketplace Property Lending by Debit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 57: South Africa P2P Marketplace Property Lending by Credit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 58: South Africa P2P Marketplace Property Lending by E- Money - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 59: South Africa Balance Sheet Consumer Lending by Cash - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 60: South Africa Balance Sheet Consumer Lending by Cheques - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 61: South Africa Balance Sheet Consumer Lending by Credit Transfer - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 62: South Africa Balance Sheet Consumer Lending by Direct Debits - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 63: South Africa Balance Sheet Consumer Lending by Debit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 64: South Africa Balance Sheet Consumer Lending by Credit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 65: South Africa Balance Sheet Consumer Lending by E- Money - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 66: South Africa Balance Sheet Business Lending by Cash - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 67: South Africa Balance Sheet Business Lending by Cheques - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 68: South Africa Balance Sheet Business Lending by Credit Transfer - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 69: South Africa Balance Sheet Business Lending by Direct Debits - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 70: South Africa Balance Sheet Business Lending by Debit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 71: South Africa Balance Sheet Business Lending by Credit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 72: South Africa Balance Sheet Business Lending by E- Money - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 73: South Africa Balance Sheet Property Lending by Cash - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 74: South Africa Balance Sheet Property Lending by Cheques - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 75: South Africa Balance Sheet Property Lending by Credit Transfer - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 76: South Africa Balance Sheet Property Lending by Direct Debits - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 77: South Africa Balance Sheet Property Lending by Debit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 78: South Africa Balance Sheet Property Lending by Credit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 79: South Africa Balance Sheet Property Lending by E- Money - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 80: South Africa Invoice Trading of Alternative Lending by Cash - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 81: South Africa Invoice Trading of Alternative Lending by Cheques - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 82: South Africa Invoice Trading of Alternative Lending by Credit Transfer - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 83: South Africa Invoice Trading of Alternative Lending by Direct Debits - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 84: South Africa Invoice Trading of Alternative Lending by Debit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 85: South Africa Invoice Trading of Alternative Lending by Credit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 86: South Africa Invoice Trading of Alternative Lending by E- Money - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 87: South Africa Debt Based Securities of Alternative Lending by Cash - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 88: South Africa Debt Based Securities of Alternative Lending by Cheques - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 89: South Africa Debt Based Securities of Alternative Lending by Credit Transfer - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 90: South Africa Debt Based Securities of Alternative Lending by Direct Debits - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 91: South Africa Debt Based Securities of Alternative Lending by Debit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 92: South Africa Debt Based Securities of Alternative Lending by Credit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 93: South Africa Debt Based Securities of Alternative Lending by E- Money - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 94: South Africa Equity Based Crowd Funding of Alternative Lending by Cash - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 95: South Africa Equity Based Crowd Funding of Alternative Lending by Cheques - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 96: South Africa Equity Based Crowd Funding of Alternative Lending by Credit Transfer - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 97: South Africa Equity Based Crowd Funding of Alternative Lending by Direct Debits - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 98: South Africa Equity Based Crowd Funding of Alternative Lending by Debit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 99: South Africa Equity Based Crowd Funding of Alternative Lending by Credit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 100: South Africa Equity Based Crowd Funding of Alternative Lending by E- Money - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 101: South Africa Real Estate Crowd funding of Alternative Lending by Cash - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 102: South Africa Real Estate Crowd funding of Alternative Lending by Cheques - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 103: South Africa Real Estate Crowd funding of Alternative Lending by Credit Transfer - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 104: South Africa Real Estate Crowd funding of Alternative Lending by Direct Debits - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 105: South Africa Real Estate Crowd funding of Alternative Lending by Debit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 106: South Africa Real Estate Crowd funding of Alternative Lending by Credit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 107: South Africa Real Estate Crowd funding of Alternative Lending by E- Money - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 108: South Africa Other of Alternative Lending by Cash - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 109: South Africa Other of Alternative Lending by Cheques - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 110: South Africa Other of Alternative Lending by Credit Transfer - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 111: South Africa Other of Alternative Lending by Direct Debits - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 112: South Africa Other of Alternative Lending by Debit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 113: South Africa Other of Alternative Lending by Credit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 114: South Africa Other of Alternative Lending by E- Money - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 115: South Africa Alternative Lending by Personal Loan - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 116: South Africa Alternative Lending by Payroll Advance - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 117: South Africa Alternative Lending by Home Improvement - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 118: South Africa Alternative Lending by Education/Student Loans - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 119: South Africa Alternative Lending by Point of Sale - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 120: South Africa Alternative Lending by Auto Loans - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 121: South Africa Alternative Lending by Medical Loans - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 122: South Africa Alternative Lending by Lines of Credit - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 123: South Africa Alternative Lending by Merchant Cash Advance - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 124: South Africa Alternative Lending by Invoice Factoring - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Table 125: South Africa Alternative Lending by Revenue Financing - Transaction Value Trend Analysis (US$ Million), 2019 – 2028
Figure 1: PayNXT360’s Methodology Framework Figure 2: South Africa Gross Domestic Product at Current Prices (US$ Million), 2019 – 2028 Figure 3: South Africa Economic Indicator by Population (Million), 2023 Figure 4: South Africa Unbanked Population (Million), 2023 Figure 5: South Africa Unemployment Rate (%), 2023 Figure 6: South Africa Loan Default Rate (%), 2023 Figure 7: South Africa Alternative Lending - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 8: South Africa Alternative Lending – Average Value Trend Analysis (US$), 2019 – 2028 Figure 9: South Africa Alternative Lending - Transaction Volume Trend Analysis (Thousands), 2019 – 2028 Figure 10: South Africa Alternative Lending Market Share by End User (%), 2023 Figure 11: South Africa End User of Alternative Lending by Business - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 12: South Africa End User of Alternative Lending by Consumer - Transaction Value Trend Analysis (US$ Million) 2019 – 2028 Figure 13: South Africa Alternative Lending Market Share by Finance Models (%), 2023 Figure 14: South Africa Alternative Lending by P2P Marketplace Consumer Lending - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 15: South Africa Alternative Lending by P2P Marketplace Business Lending - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 16: South Africa Alternative Lending by P2P Marketplace Property Lending - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 17: South Africa Alternative Lending by Balance Sheet Consumer Lending - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 18: South Africa Alternative Lending by Balance Sheet Business Lending - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 19: South Africa Alternative Lending by Balance Sheet Property Lending - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 20: South Africa Alternative Lending by Invoice Trading - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 21: South Africa Alternative Lending by Debt Based Securities - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 22: South Africa Alternative Lending by Equity Based Crowd Funding - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 23: South Africa Alternative Lending by Real Estate Crowd funding - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 24: South Africa Alternative Lending by Other - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 25: South Africa Alternative Lending Market Share by Payment Instrument (%), 2023 Figure 26: South Africa Payment Instrument of Alternative Lending by Cash - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 27: South Africa Payment Instrument of Alternative Lending by Cash - Average Value Trend Analysis (US$), 2019 – 2028 Figure 28: South Africa Payment Instrument of Alternative Lending by Cash - Transaction Volume Trend Analysis (Thousands), 2019 – 2028 Figure 29: South Africa Payment Instrument of Alternative Lending by Cheques - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 30: South Africa Payment Instrument of Alternative Lending by Cheques - Average Value Trend Analysis (US$), 2019 – 2028 Figure 31: South Africa Payment Instrument of Alternative Lending by Cheques - Transaction Volume Trend Analysis (Thousands), 2019 – 2028 Figure 32: South Africa Payment Instrument of Alternative Lending by Credit Transfer - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 33: South Africa Payment Instrument of Alternative Lending by Credit Transfer - Average Value Trend Analysis (US$), 2019 – 2028 Figure 34: South Africa Payment Instrument of Alternative Lending by Credit Transfer - Transaction Volume Trend Analysis (Thousands), 2019 – 2028 Figure 35: South Africa Payment Instrument of Alternative Lending by Direct Debits - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 36: South Africa Payment Instrument of Alternative Lending by Direct Debits - Average Value Trend Analysis (US$), 2019 – 2028 Figure 37: South Africa Payment Instrument of Alternative Lending by Direct Debits - Transaction Volume Trend Analysis (Thousands), 2019 – 2028 Figure 38: South Africa Payment Instrument of Alternative Lending by Debit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 39: South Africa Payment Instrument of Alternative Lending by Debit Card - Average Value Trend Analysis (US$), 2019 – 2028 Figure 40: South Africa Payment Instrument of Alternative Lending by Debit Card - Transaction Volume Trend Analysis (Thousands), 2019 – 2028 Figure 41: South Africa Payment Instrument of Alternative Lending by Credit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 42: South Africa Payment Instrument of Alternative Lending by Credit Card - Average Value Trend Analysis (US$), 2019 – 2028 Figure 43: South Africa Payment Instrument of Alternative Lending by Credit Card - Transaction Volume Trend Analysis (Thousands), 2019 – 2028 Figure 44: South Africa Payment Instrument of Alternative Lending by E- Money - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 45: South Africa Payment Instrument of Alternative Lending by E- Money - Average Value Trend Analysis (US$), 2019 – 2028 Figure 46: South Africa Payment Instrument of Alternative Lending by E- Money - Transaction Volume Trend Analysis (Thousands), 2019 – 2028 Figure 47: South Africa Alternative Lending Market Share by Payment Instrument to P2P Marketplace Consumer Lending (%), 2023 Figure 48: South Africa P2P Marketplace Consumer Lending by Cash - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 49: South Africa P2P Marketplace Consumer Lending by Cheques - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 50: South Africa P2P Marketplace Consumer Lending by Credit Transfer - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 51: South Africa P2P Marketplace Consumer Lending by Direct Debits - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 52: South Africa P2P Marketplace Consumer Lending by Debit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 53: South Africa P2P Marketplace Consumer Lending by Credit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 54: South Africa P2P Marketplace Consumer Lending by E- Money - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 55: South Africa Alternative Lending Market Share by Payment Instrument to P2P Marketplace Business Lending (%), 2023 Figure 56: South Africa P2P Marketplace Business Lending by Cash - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 57: South Africa P2P Marketplace Business Lending by Cheques - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 58: South Africa P2P Marketplace Business Lending by Credit Transfer - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 59: South Africa P2P Marketplace Business Lending by Direct Debits - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 60: South Africa P2P Marketplace Business Lending by Debit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 61: South Africa P2P Marketplace Business Lending by Credit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 62: South Africa P2P Marketplace Business Lending by E- Money - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 63: South Africa Alternative Lending Market Share by Payment Instrument to P2P Marketplace Property Lending (%), 2023 Figure 64: South Africa P2P Marketplace Property Lending by Cash - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 65: South Africa P2P Marketplace Property Lending by Cheques - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 66: South Africa P2P Marketplace Property Lending by Credit Transfer - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 67: South Africa P2P Marketplace Property Lending by Direct Debits - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 68: South Africa P2P Marketplace Property Lending by Debit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 69: South Africa P2P Marketplace Property Lending by Credit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 70: South Africa P2P Marketplace Property Lending by E- Money - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 71: South Africa Alternative Lending Market Share by Payment Instrument to Balance Sheet Consumer Lending (%), 2023 Figure 72: South Africa Balance Sheet Consumer Lending by Cash - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 73: South Africa Balance Sheet Consumer Lending by Cheques - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 74: South Africa Balance Sheet Consumer Lending by Credit Transfer - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 75: South Africa Balance Sheet Consumer Lending by Direct Debits - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 76: South Africa Balance Sheet Consumer Lending by Debit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 77: South Africa Balance Sheet Consumer Lending by Credit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 78: South Africa Balance Sheet Consumer Lending by E- Money - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 79: South Africa Alternative Lending Market Share by Payment Instrument to Balance Sheet Business Lending (%), 2023 Figure 80: South Africa Balance Sheet Business Lending by Cash - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 81: South Africa Balance Sheet Business Lending by Cheques - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 82: South Africa Balance Sheet Business Lending by Credit Transfer - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 83: South Africa Balance Sheet Business Lending by Direct Debits - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 84: South Africa Balance Sheet Business Lending by Debit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 85: South Africa Balance Sheet Business Lending by Credit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 86: South Africa Balance Sheet Business Lending by E- Money - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 87: Alternative Lending Market Share by Payment Instrument to Balance Sheet Property Lending (%), 2023 Figure 88: South Africa Balance Sheet Property Lending by Cash - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 89: South Africa Balance Sheet Property Lending by Cheques - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 90: South Africa Balance Sheet Property Lending by Credit Transfer - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 91: South Africa Balance Sheet Property Lending by Direct Debits - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 92: South Africa Balance Sheet Property Lending by Debit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 93: South Africa Balance Sheet Property Lending by Credit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 94: South Africa Balance Sheet Property Lending by E- Money - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 95: South Africa Alternative Lending Market Share by Payment Instrument to Invoice Trading (%), 2023 Figure 96: South Africa Invoice Trading of Alternative Lending by Cash - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 97: South Africa Invoice Trading of Alternative Lending by Cheques - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 98: South Africa Invoice Trading of Alternative Lending by Credit Transfer - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 99: South Africa Invoice Trading of Alternative Lending by Direct Debits - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 100: South Africa Invoice Trading of Alternative Lending by Debit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 101: South Africa Invoice Trading of Alternative Lending by Credit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 102: South Africa Invoice Trading of Alternative Lending by E- Money - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 103: South Africa Alternative Lending Market Share by Payment Instrument to Debt Based Securities (%), 2023 Figure 104: South Africa Debt Based Securities of Alternative Lending by Cash - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 105: South Africa Debt Based Securities of Alternative Lending by Cheques - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 106: South Africa Debt Based Securities of Alternative Lending by Credit Transfer - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 107: South Africa Debt Based Securities of Alternative Lending by Direct Debits - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 108: South Africa Debt Based Securities of Alternative Lending by Debit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 109: South Africa Debt Based Securities of Alternative Lending by Credit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 110: South Africa Debt Based Securities of Alternative Lending by E- Money - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 111: South Africa Alternative Lending Market Share by Payment Instrument to Equity Based Crowd Funding (%), 2023 Figure 112: South Africa Equity Based Crowd Funding of Alternative Lending by Cash - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 113: South Africa Equity Based Crowd Funding of Alternative Lending by Cheques - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 114: South Africa Equity Based Crowd Funding of Alternative Lending by Credit Transfer - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 115: South Africa Equity Based Crowd Funding of Alternative Lending by Direct Debits - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 116: South Africa Equity Based Crowd Funding of Alternative Lending by Debit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 117: South Africa Equity Based Crowd Funding of Alternative Lending by Credit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 118: South Africa Equity Based Crowd Funding of Alternative Lending by E- Money - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 119: South Africa Alternative Lending Market Share by Payment Instrument to Real Estate Crowd funding (%), 2023 Figure 120: South Africa Real Estate Crowd funding of Alternative Lending by Cash - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 121: South Africa Real Estate Crowd funding of Alternative Lending by Cheques - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 122: South Africa Real Estate Crowd funding of Alternative Lending by Credit Transfer - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 123: South Africa Real Estate Crowd funding of Alternative Lending by Direct Debits - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 124: South Africa Real Estate Crowd funding of Alternative Lending by Debit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 125: South Africa Real Estate Crowd funding of Alternative Lending by Credit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 126: South Africa Real Estate Crowd funding of Alternative Lending by E- Money - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 127: South Africa Alternative Lending Market Share by Payment Instrument to Other (%), 2023 Figure 128: South Africa Other of Alternative Lending by Cash - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 129: South Africa Other of Alternative Lending by Cheques - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 130: South Africa Other of Alternative Lending by Credit Transfer - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 131: South Africa Other of Alternative Lending by Direct Debits - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 132: South Africa Other of Alternative Lending by Debit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 133: South Africa Other of Alternative Lending by Credit Card - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 134: South Africa Other of Alternative Lending by E- Money - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 135: Alternative Lending Market Share by B2C Loan Types (%), 2023 Figure 136: South Africa Alternative Lending by Personal Loan - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 137: South Africa Alternative Lending by Payroll Advance - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 138: South Africa Alternative Lending by Home Improvement - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 139: South Africa Alternative Lending by Education/Student Loans - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 140: South Africa Alternative Lending by Point of Sale - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 141: South Africa Alternative Lending by Auto Loans - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 142: South Africa Alternative Lending by Medical Loans - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 143: South Africa Alternative Lending Market Share by B2B Loan Types (%), 2023 Figure 144: South Africa Alternative Lending by Lines of Credit - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 145: South Africa Alternative Lending by Merchant Cash Advance - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 146: South Africa Alternative Lending by Invoice Factoring - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 147: South Africa Alternative Lending by Revenue Financing - Transaction Value Trend Analysis (US$ Million), 2019 – 2028 Figure 148: South Africa Alternative Lending Share by Age Group (%), 2023 Figure 149: South Africa Alternative Lending Share by Income Group (%), 2023 Figure 150: South Africa Alternative Lending Share by Gender (%), 2023
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