Latin America Embedded Payment Business and Investment Opportunities

Summary

According to PayNXT360’s Q4 2021 Embedded Finance Survey, Embedded Payment industry in the region is expected to grow by 46.3% on annual basis to reach US$3,799.0 million in 2022.

The embedded payment industry is expected to grow steadily over the forecast period, recording a CAGR of 27.8% during 2022-2029. The embedded payment revenues in the region will increase from US$3,799.0 million in 2022 to reach US$14,497.2 million by 2029.

The Latin American embedded payment industry is going through a trial phase, and incumbents in the payments market ecosystem must evolve to stay relevant in the industry, as the everchanging demand from clients is making the current system outdated. 

Established and new-age fintech companies have invested heavily in embedded payment solutions in the last four to six quarters, resulting in market growth. 

Moreover, customers are increasingly expecting e-commerce platforms to provide a smooth buying experience. Embedded payment is the solution to this ever-growing client requirements. This also allows the companies to provide value-added benefits to clients and increase loyalty. Consequently, PayNXT360 expects strong market growth over the next four to eight quarters.

The embedded payment market in Brazil is still in the nascent growth stage. However, Brazil's huge population offers massive potential for the growth of the embedded payments market. Furthermore, growing investments in the market are expected to result in the evolution of the embedded payments market in the next four to eight quarters. 

Presently, the number of embedded payments providers is less in the country. With the growth in fundraising activities, the market is expected to grow from a short to medium term perspective. Market players are increasingly joining hands to combine their expertise and develop new embedded payments solutions to capture the massive untapped population in Brazil. For instance,

• In November 2020, Brazil-based fintech company EBANX and ride-hailing app Uber announced a partnership on PIX (a payment system launched by the Brazilian government. 
• Under this partnership, EBANX will allow Uber clients' needs of payments, localization, and good user experience through their solutions." Since a large population of Brazil does not have a bank account, Uber’s clients are anticipated to benefit from the newly introduced instant payment platforms, whereas EBANX is expected to utilize Uber’s existing client base.

This report provides a detailed data centric analysis of market opportunities in embedded payment industry at regional and country level. Region and countries included in this report are:

1. Latin America
2. Argentina 
3. Brazil 
4. Colombia
5. Mexico

Scope

This report provides an in-depth data centric analysis of the Embedded Payment industry in Latin America, covering 50+ KPIs for each region and country (50+ charts and 40+ tables in all). Below is a summary of key market segments:

Embedded Payment Market Size and Forecast

• Embedded Payment by Consumer Segments, 2020 – 2029 
-- B2B
-- B2C

• Embedded Payment by End-Use Sector, 2020 – 2029
-- Embedded Payment in Retail & Consumer Goods
-- Embedded Payment in Digital Products & Services
-- Embedded Payment in Utility Bill Payment
-- Embedded Payment in Travel & Hospitality 
-- Embedded Payment in Leisure & Entertainment 
-- Embedded Payment in Health & Wellness
-- Embedded Payment in Office Supplies & Equipment
-- Embedded Payment in Other

All the regional and country reports cover the following charts and tables:

Figure 1: PayNXT360’s Methodology Framework
Figure 2: Embedded Payment – Revenue (US$ Million), 2020-2029
Figure 3: Market Share Analysis by Consumer Segment (%), 2020-2029
Figure 4: B2B Payment – Embedded Payment Industry Revenue (US$ Million), 2020-2029
Figure 5: B2C Payment – Embedded Payment Industry Revenue (US$ Million), 2020-2029
Figure 6: Market Share Analysis by End Use Segment (%), 2021
Figure 7: Retail & Consumer Goods Lending – Embedded Payment Industry Revenue (US$ Million), 2020-2029
Figure 8: Digital Products & Services – Embedded Payment Industry Revenue (US$ Million), 2020-2029
Figure 9: Utility Bill Payment – Embedded Payment Industry Revenue (US$ Million), 2020-2029
Figure 10: Travel & Hospitality – Embedded Payment Industry Revenue (US$ Million), 2020-2029
Figure 11: Leisure & Entertainment – Embedded Payment Industry Revenue (US$ Million), 2020-2029
Figure 12: Health & Wellness – Embedded Payment Industry Revenue (US$ Million), 2020-2029
Figure 13: Office Supplies & Equipment – Embedded Payment Industry Revenue (US$ Million), 2020-2029
Figure 14: Other – Embedded Payment Industry Revenue (US$ Million), 2020-2029

Table 1: Embedded Payment – Revenue (US$ Million), 2020-2029
Table 2: B2B Payment – Embedded Payment Industry Revenue (US$ Million), 2020-2029
Table 3: B2C Payment – Embedded Payment Industry Revenue (US$ Million), 2020-2029
Table 4: Retail & Consumer Goods Lending – Embedded Payment Industry Revenue (US$ Million), 2020-2029
Table 5: Digital Products & Services – Embedded Payment Industry Revenue (US$ Million), 2020-2029
Table 6: Utility Bill Payment – Embedded Payment Industry Revenue (US$ Million), 2020-2029
Table 7: Travel & Hospitality – Embedded Payment Industry Revenue (US$ Million), 2020-2029
Table 8: Leisure & Entertainment – Embedded Payment Industry Revenue (US$ Million), 2020-2029
Table 9: Health & Wellness – Embedded Payment Industry Revenue (US$ Million), 2020-2029
Table 10: Office Supplies & Equipment – Embedded Payment Industry Revenue (US$ Million), 2020-2029
Table 11: Other – Embedded Payment Industry Revenue (US$ Million), 2020-2029

Reason to buy

• In-depth Understanding of Embedded Finance Market Dynamics: Understand market opportunities and key trends along with forecast (2019-2028). 

• Insights into Opportunity by end-use sectors – Get market dynamics by end-use sectors to assess emerging opportunity across various end-use sectors.

• Develop Market Specific Strategies: Identify growth segments and target specific opportunities to formulate embedded finance strategy; assess market specific key trends, drivers, and risks in the industry.

• Get Sector Insights: Drawing from proprietary survey results, this report identifies opportunities across embedded lending, embedded insurance, embedded finance, and embedded wealth sectors.