According to PayNXT360, gift card market in Finland is expected to grow by 6.0% on annual basis to reach US$906.6 million in 2024. The gift card market in the country experienced robust growth during...
According to PayNXT360, gift card market in Finland is expected to grow by 6.0% on annual basis to reach US$906.6 million in 2024. The gift card market in the country experienced robust growth during 2020-2024, achieving a CAGR of 7.2%. This upward trajectory is expected to continue, with the market forecast to grow at a CAGR of 5.0% during 2025-2029. By the end of 2029, the gift card sector is projected to expand from its 2023 value of USD 855.4 million to approximately USD 1,166.6 million. This report provides a detailed data-centric analysis of the gift card sector in Finland, covering market opportunities and risks across consumer segments (retail and corporate); product categories; retail sectors; and store formats. With over 100+ KPIs at the country level, this report provides a comprehensive understanding of gift card market dynamics. It offers a comprehensive analysis of market dynamics in the gift card sector, segmented by digital and e-gift card sales, distribution channels, key occasions, demographic trends, and market share statistics of leading retailers. In addition, it provides a snapshot of consumer behaviour and retail spending dynamics. KPIs in both value and volume terms help in getting an in-depth understanding of end market dynamics. PayNXT360’s research methodology is based on industry best practices. Its unbiased analysis leverages a proprietary analytics platform to offer a detailed view of emerging business and investment market opportunities. Key Insights The Finnish gift card market is evolving rapidly, with digitalization, corporate adoption, and the entry of new players shaping its growth. The increasing shift towards digital gift cards, driven by e-commerce expansion and consumer demand for convenience, encourages retailers to invest in improved digital platforms. Additionally, businesses are incorporating gift cards into employee incentives and customer loyalty programs, further driving adoption in the corporate sector. Competition will intensify over the next few years as new entrants introduce innovative multi-brand and digital gift card solutions. Established players must enhance their offerings to retain market share while adapting to changing consumer preferences. Companies that leverage technological advancements and strategic partnerships will be better positioned to capture growth opportunities in Finland’s expanding gift card industry. Growing Adoption of Digital Gift Cards • Digital gift card usage is increasing in Finland, with consumers prioritizing convenience and instant redemption. Leading retailers, including S-Group and Kesko, have expanded their portfolios to meet the rising demand. • The acceleration of e-commerce, particularly since the COVID-19 pandemic, has significantly boosted digital gift card adoption. Finland's online retail sector has seen consistent revenue growth, and consumers continue to prefer digital purchasing options for everyday goods and services. • The digital gift card market in Finland is projected to grow further. Retailers are likely to invest in improved digital platforms and customized e-gift card options, which will enhance customer engagement and drive brand loyalty. Expansion of Gift Cards in Corporate Incentive Programs • Finnish companies increasingly use gift cards for employee recognition and customer reward programs. Corporations like Nokia and Kone have integrated gift cards into their incentive structures to enhance engagement and satisfaction. • Organizations are shifting toward flexible and personalized rewards, making gift cards a preferred alternative to traditional incentives. The ability to tailor rewards to individual preferences enhances their effectiveness in corporate programs. • Adopting gift cards in corporate incentive programs is expected to increase, contributing to the overall expansion of Finland’s gift card industry. As companies explore more innovative ways to engage employees and customers, the demand for corporate gift card solutions is set to rise. Emergence of New Market Entrants and Innovation • New companies are entering the Finnish gift card market, introducing innovative products that cater to a tech-savvy audience. Startups are launching digital and multi-brand gift cards to offer flexible gifting solutions. • Increasing competition in the industry has led to greater innovation, with companies focusing on digital-first and multi-purpose gift card solutions. Consumers are looking for versatile and easy-to-use gifting options, which has spurred market diversification. • This trend is expected to continue, making the Finnish gift card market more competitive and diverse. Consumers will have access to a wider range of gift card options, while established players may need to innovate further to maintain their market share. Competitive Landscape of the Finland Gift Card Market The Finnish gift card market is set for continued expansion, with digital transformation and regulatory changes shaping its competitive landscape. As consumer demand shifts toward digital and multi-brand gift cards, established retailers and new entrants must adapt to evolving preferences. Strategic partnerships and acquisitions will further market consolidation, enabling companies to scale their operations and diversify their offerings. Competition will increase over the next few years as technology-driven innovations, such as cryptocurrency-enabled gift cards, gain traction. Regulatory oversight will ensure market transparency and security, influencing how businesses structure gift card programs. Companies prioritizing digital integration, regulatory compliance, and strategic collaborations will be best positioned to capture growth opportunities in Finland’s evolving gift card industry. Current Market Dynamics • Finland's gift card market is experiencing steady growth, driven by the rising adoption of digital gift cards across various consumer and business applications. The increasing shift toward digital payment solutions and online transactions has made gift cards a preferred choice for individual gifting and corporate incentives. • As digitalization continues to shape the retail and corporate sectors, gift cards are seamlessly integrated into loyalty programs and digital wallets. Retailers and service providers are expanding their offerings to cater to the growing demand for flexible and convenient payment options. This trend is expected to further strengthen the role of gift cards in Finland’s evolving payment landscape. Key Players and Market Share • S-Group and Kesko continue to dominate Finland’s gift card market, utilizing their extensive retail networks to offer diverse gift card solutions. Their established market presence allows them to reach a broad consumer base, making gift cards a key component of customer engagement and loyalty strategies. As digital transactions become more prevalent, these retailers are expanding their offerings to include digital gift card options that align with changing consumer preferences. • At the same time, new entrants are disrupting the market by introducing digital and multi-brand gift cards that cater to tech-savvy consumers. These emerging players focus on convenience, personalization, and seamless integration with digital wallets and e-commerce platforms. Their presence is fostering greater competition and pushing established players to innovate, further driving the evolution of Finland’s gift card industry. Recent Launches and Partnerships • Strategic partnerships have played a crucial role in expanding digital gift card offerings and improving accessibility in Finland’s market. Companies are collaborating with fintech firms and e-commerce platforms to integrate gift cards into digital payment ecosystems, making them more convenient for consumers. These partnerships are enhancing distribution channels and increasing the adoption of multi-brand and personalized digital gift card solutions. • Mergers and acquisitions also drive market consolidation, strengthening established players' competitive positioning. Larger firms are acquiring smaller or specialized companies to diversify their gift card portfolios and expand their market presence. This trend will continue as companies seek to scale operations, optimize distribution networks, and leverage technological advancements in the evolving Finnish gift card sector. Anticipated Market Evolution (Next 2-4 Years) • As technology drives innovation, the Finnish gift card market is expected to become more competitive over the next few years. Established players will likely enhance their digital offerings, integrating features like personalized e-gift cards and mobile wallet compatibility to meet evolving consumer expectations. Meanwhile, new entrants may differentiate themselves by introducing alternative payment-based gift cards, including cryptocurrency-backed options, appealing to a younger and digitally engaged audience. • Market consolidation is also anticipated as companies pursue strategic partnerships and acquisitions to strengthen their positions. Collaborations between retailers, fintech firms, and digital payment platforms will likely expand the accessibility and functionality of gift cards. As competition intensifies, businesses that invest in innovation and strategic alliances will be better positioned to capture market share and maintain relevance in Finland’s evolving gift card sector. Regulatory Changes • Finland has introduced new regulations in the past year to improve transparency and consumer protection in the gift card market. These measures focus on standardizing fees, expiration policies, and usage terms, ensuring that consumers receive fair value and clear purchase information. By implementing these regulations, authorities aim to create a more structured and reliable market environment that benefits consumers and businesses. • Additionally, the government has strengthened efforts to combat fraud related to gift cards by issuing guidelines for businesses and consumers. These guidelines emphasize secure transaction practices, enhanced verification measures, and public awareness campaigns to reduce the risk of fraudulent activities. As digital gift cards become more prevalent, regulatory oversight will play a key role in maintaining trust and security in Finland’s gift card industry.
This report provides in-depth, data-centric analysis of gift card industry in Finland through 100+ tables and 280+ charts. Below is a summary of key market segments: Finland Total Spend on Gifts • By Consumer Segment (Retail and Corporate) • By Product Categories (13 Segments) • By Retail Sectors (7 Segments) Finland Gift Card Market Size by KPIs across Consumer Segments • Gross Load Value • Transaction Value • Unused Value • Average Value Per Transaction • Transaction Volume • Average Value of Card Purchased • Number of Cards Finland Gift Card Market Size by Consumer Segment • Retail Consumer • Corporate Consumer (Small Scale, Mid-Tier, Large Enterprise) Finland Digital Gift Card Market Size • By Retail Consumer • By Retail Purchase Occasion • By Corporate Consumer • By Corporate Purchase Occasion • By Company Size Finland Gift Card Market Size by Retail Consumer • By Functional Attribute • By Occasion 1. Festivals & Special Celebration Days 2. Milestone Celebration 3. Self-Use 4. Other • Value by Purchase Channel Finland Gift Card Spend by Consumer Behavior and Demographics • Gift Card Spend by Payment Method • Consumer Purchase Behaviour • Gift Card Buyer by Age Group • Gift Card Buyer by Income Level • Gift Card Buyer by Gender Finland Gift Card Market Size by Corporate Consumer • By Functional Attribute • By Occasion 1. Employee Incentive 2. Sales Incentive 3. Consumer Incentive • By Scale of Business Finland Gift Spend by Product Categories (Split by Retail and Corporate Consumers) • Food & Beverage • Health, Wellness & Beauty • Apparel, Footwear & Accessories • Books & Media Products • Consumer Electronics • Restaurants & Bars • Toys, Kids, and Babies • Jewelry • Sporting Goods • Home & Kitchen Accessories & Appliances • Travel • Entertainment & Gaming • Other Finland Gift Card Spend by Retail Sector (Split by Retail and Corporate Consumers) • Ecommerce & Department Stores • Restaurants & Bars • Supermarket, Hypermarket, Convenience Store • Entertainment & Gaming • Specialty Stores • Health & Wellness • Travel Finland Gift Card Spend by Distribution Channel (Split by Retail and Corporate Consumers) • Gift Card Online Sales • Gift Card Offline Sales • 1st Party Sales • 3rd Party Sales • Sales Uplift Finland Gift Card Purchase by Payment Method • Credit Card • Debit Card • Bank Transfer • Prepaid Card • Digital & Mobile Wallet • BNPL & Other Digital Payment • Cash Finland Closed Loop Gift Card Market Share by Key Retailers. Key Retailers Covered Include: S-market K-Citymarket Prisma K-Supermarket Lidl Tokmanni Onninen K-Market K-Rauta Verkkokauppa
• Comprehensive comprehension of the dynamics of the gift card and incentive card markets: Recognise the opportunities in the market, the main drivers and trends, and the five-year projection for gift and incentive cards in Finland. • Create strategies tailored to the market: To create your gift card strategy, identify growth categories and target particular opportunities across consumer segments and occasions; evaluate important trends and risks unique to your market. • Learn about the attitudes and behaviours of consumers in Finland: Increase ROI by understanding how consumer attitudes and behaviours are evolving. With gift cards, you may obtain comprehensive information about retail spending for both corporate and retail customers. • Six key performance indicators (KPIs) provide a comprehensive view: the quantity of cards in circulation, load value, unused value, average purchase value, average value per transaction, and transaction value. • Distribution channel insights: Recognise the differences in gift card sales across online and offline channels as well as between first-party and third-party sales.
1 About this Report 1.1 Summary 1.2 Methodology 1.3 Definition 1.4 Disclaimer 2 Finland Total Gift Spend Analyzer 2.1 Total Spend on Gift by Value - Market Size and Forecast, 2020-2029 2.2 Total Spend on Gift by Volume - Market Size and Forecast, 2020-2029 2.3 Total Gift Spend Market Share Analysis by Consumer Segment, 2020-2029 2.4 Gift Spend Market Size and Forecast Analysis by Product Category 2.5 Gift Spend Market Share Analysis by Product Category 2.6 Total Gift Spend Market Size and Forecast Trend Analysis by Retail Sector 2.7 Total Gift Spend Market Share Analysis by Retail Sector 3 Finland Retail Consumer Gift Spend Analyzer 3.1 Retail Consumer Spend on Gift - Market Size and Forecast, 2020-2029 3.2 Retail Consumer Gift Spend Market Analysis by Volume, 2020-2029 3.3 Retail Consumer Gift Spend Market Size and Forecast Analysis by Product Category 3.5 Retail Consumer Gift Spend Market Share Analysis by Product Category 3.6 Retail Consumer Gift Spend Market Size and Forecast Trend Analysis by Retail Sector 3.7 Retail Consumer Total Gift Spend Market Share Analysis by Retail Sector 4 Finland Corporate Consumer Gift Spend Analyzer 4.1 Corporate Consumer Spend on Gift - Market Size and Forecast, 2020-2029 4.2 Corporate Consumer Gift Spend Market Analysis by Volume, 2020-2029 4.3 Corporate Consumer Gift Spend Market Size and Forecast Analysis by Product Category 4.4 Corporate Consumer Gift Spend Market Share Analysis by Product Category 4.5 Corporate Consumer Total Gift Spend Market Size and Forecast Trend Analysis by Retail Sector 4.6 Corporate Consumer Total Gift Spend Market Share Analysis by Retail Sector 5 Finland Gift Card Spend Analyzer 5.1 Gift Card Spend Market Size and Forecast, 2020-2029 5.2 Gift Card Spend Market Analysis by Transaction Value and Volume, 2020-2029 5.3 Gift Card Spend Market Analysis by Avg. Value and Unused Value, 2020-2029 5.4 Gift Card Spend Market Share Analysis by Consumer Segment 5.5 Gift Card Spend Market Share Analysis by Functional Attribute 5.6 Digital Gift Card Spend Market Size and Forecast, 2020-2029 6 Finland Digital Gift Card Spend Analyzer 6.1 Digital Gift Card Market Size and Forecast, 2020-2029 6.2 Digital Gift Card Penetration by Occasion, 2020-2029 6.3 Retail Consumer Digital Gift Card Market Size and Forecast, 2020-2029 6.4 Retail Consumer Digital Gift Card Spend Market Share Analysis by Occasion, 2020-2029 6.5 Corporate Consumer Digital Gift Card Market Size and Forecast, 2020-2029 6.6 Corporate Consumer Digital Gift Card Spend Market Share Analysis by Occasion, 2020-2029 6.7 Large Enterprise Segment Digital Gift Card Spend Analysis 6.8 Mid-Tier Segment Digital Gift Card Spend Analysis 6.9 Small Scale Segment Digital Gift Card Spend Analysis 7 Finland Gift Card Spend Share by Demographics and Purchase Behaviour 7.1 Gift Card Spend Share by Age, Income, and Gender 7.2 Digital Gift Card Spend Share by Age, Income, and Gender 7.3 Gift Card Consumer Purchase Behaviour 7.4 Corporate Consumer Gift Card Spend by Company Type 8 Finland Retail Consumer Gift Card Spend Analyzer 8.1 Retail Consumer Gift Card Spend Market Size and Forecast, 2020-2029 8.2 Retail Consumer Gift Card Spend Market Share Analysis by Occasion, 2020-2029 8.3 Retail Consumer Gift Card Spend Market Share Analysis by Functional Attribute 8.4 Retail Consumer Digital Gift Card Spend Market Size and Forecast, 2020-2029 9 Finland Retail Consumer Gift Card Spend Analysis by Functional Attribute 9.1 Retail Consumer Gift Card Spend Market Size and Forecast - Open Loop vs. Closed Loop, 2020-2029 9.2 Retail Consumer Open Loop Gift Card Spend Market Size and Forecast, 2020-2029 9.3 Retail Consumer Closed Loop Gift Card Spend Market Size and Forecast, 2020-2029 9.4 Retail Consumer Average Value of Gift Card Purchased by Functional Attribute 10 Finland Retail Consumer Gift Card Spend Analysis by Occasion 10.1 Retail Consumer Gift Card Spend Market Share Analysis by Occasion, 2020-2029 10.2 Retail Consumer Gift Card Spend Market Size and Forecast - Festivals & Special Celebration Days, 2020-2029 10.3 Retail Consumer Gift Card Spend Market Size and Forecast - Milestone Celebration, 2020-2029 10.4 Retail Consumer Gift Card Spend Market Size and Forecast - Self-Use, 2020-2029 10.5 Retail Consumer Gift Card Spend Market Size and Forecast - Other, 2020-2029 11 Finland Corporate Consumer Gift Card Spend Analyzer 11.1 Corporate Consumer Gift Card Spend Market Size and Forecast, 2020-2029 11.2 Corporate Consumer Gift Card Spend Market Share Analysis by Occasion, 2020-2029 11.3 Corporate Consumer Gift Card Spend Market Share Analysis by Functional Attribute 11.4 Corporate Consumer Digital Gift Card Spend Market Size and Forecast, 2020-2029 12 Finland Corporate Consumer Gift Card Spend Analysis by Functional Attribute 12.1 Corporate Consumer Gift Card Spend Market Size and Forecast - Open Loop vs. Closed Loop, 2020-2029 12.2 Corporate Consumer Open Loop Gift Card Spend Market Size and Forecast, 2020-2029 12.3 Corporate Consumer Closed Loop Gift Card Spend Market Size and Forecast, 2020-2029 12.4 Corporate Consumer Average Value of Gift Card Purchased by Functional Attribute 13 Finland Corporate Consumer Gift Card Spend Analysis by Occasion 13.1 Corporate Consumer Gift Card Spend Market Share Analysis by Occasion, 2020-2029 13.2 Corporate Consumer Gift Card Spend Market Size and Forecast - Employee Incentive, 2020-2029 13.3 Corporate Consumer Gift Card Spend Market Size and Forecast - Sales / Channel Incentive, 2020-2029 13.4 Corporate Consumer Gift Card Spend Market Size and Forecast - Consumer Incentive, 2020-2029 14 Finland Corporate Consumer Gift Card Spend Analysis by Company Size 14.1 Corporate Consumer Gift Card Spend Market Share Analysis by Company Size 14.2 Corporate Consumer - Large Enterprise Segment - Gift Card Spend Market Size and Forecast, 2020-2029 14.3 Corporate Consumer - Mid-Tier Segment - Gift Card Spend Market Size and Forecast, 2020-2029 14.4 Corporate Consumer - Small Scale Segment - Gift Card Spend Market Size and Forecast, 2020-2029 15 Finland Corporate Consumer Gift Card Spend Analysis by Company Size X Functional Attribute 15.1 Large Enterprise Segment Gift Card Spend Market Share Analysis by Functional Attribute 15.2 Mid-Tier Segment Gift Card Spend Market Share Analysis by Functional Attribute 15.3 Small Scale Segment Gift Card Spend Market Share Analysis by Functional Attribute 16 Finland Gift Card Spend Analysis by Distribution Channel 16.1 Closed Loop Gift Card Spend Market Size and Forecast by Distribution Channel - Online vs. Offline, 2022-2029 16.2 Retail Consumer Closed Loop Gift Card Spend Market Size and Forecast by Distribution Channel - Online vs. Offline, 2022-2029 16.3 Corporate Consumer Closed Loop Gift Card Spend Market Size and Forecast by Distribution Channel - Online vs. Offline, 2022-2029 16.4 Gift Card Spend Market Size and Forecast by Online Distribution Channel - 1st Party Sales vs. 3rd Party Sales, 2022-2029 17 Finland Gift Card Spend Analysis by Retail Sector 17.1 Gift Card Spend Market Size and Forecast by Retail Sector, 2020-2029 17.2 Total Gift Card Spend Market Share Analysis by Retail Sector 17.3 Sales Uplift by Retail Sector, 2024 18 Finland Retail Consumer Gift Card Spend Analysis by Retail Sector 18.1 Retail Consumer - Gift Card Spend Market Size and Forecast by Retail Sector, 2020-2029 18.2 Retail Consumer Gift Card Spend Market Share Analysis by Retail Sector 19 Finland Corporate Consumer Gift Card Spend Analysis by Retail Sector 19.1 Corporate Consumer - Gift Card Spend Market Size and Forecast by Retail Sector, 2020-2029 19.2 Corporate Consumer Gift Card Spend Market Share Analysis by Retail Sector 20 Finland Closed Loop Gift Card Market Share Analysis by Top Retailers 21 Further Reading 21.1 About PayNXT360 21.2 Related Research
Table 1: Finland Total Gift Spend Analysis (US$ Million), 2020-2029 Table 2: Finland Gift Card Penetration by Market Value(%), 2020-2029 Table 3: Finland Total Gift Spend Analysis by Number of Gifts (in Million), 2020-2029 Table 4: Finland Total Gift Spend Analysis by Avg. Value Per Gift (US$), 2020-2029 Table 5: Finland Total Gift Spend Market Share Analysis by Consumer Segment (US$ Million), 2020-2029 Table 6: Finland Total Gift Spend Market Share Analysis by Consumer Segment (%), 2020-2029 Table 7: Finland Retail Consumer Gift Spend Analysis (US$ Million), 2020-2029 Table 8: Finland Retail Consumer Gift Card Penetration by Market Value (%), 2020-2029 Table 9: Finland Retail Consumer Gift Spend Analysis by Number of Gifts (in Million), 2020-2029 Table 10: Finland Retail Consumer Gift Spend Analysis by Avg. Value Per Gift (US$), 2020-2029 Table 11: Finland Corporate Consumer Gift Spend Analysis (US$ Million), 2020-2029 Table 12: Finland Corporate Consumer Gift Card Penetration by Market Value (%), 2020-2029 Table 13: Finland Corporate Consumer Gift Spend Analysis by Number of Gifts (in Million), 2020-2029 Table 14: Finland Corporate Consumer Gift Spend Analysis by Avg. Value Per Gift (US$), 2020-2029 Table 15: Finland Gift Card Load Value (US$ Million), 2020-2029 Table 16: Finland Number of Gift Cards Purchased (Million) 2020-2029 Table 17: Finland Gift Card Transaction Value (US$ Million), 2020-2029 Table 18: Finland Gift Card Transaction Volume (Million), 2020-2029 Table 19: Finland Average Value of Per Transaction (US$), 2020-2029 Table 20: Finland Unused Value of Gift Card Purchased (US$ Million), 2020-2029 Table 21: Finland Gift Card Spend Market Share Analysis by Consumer Segment (US$ Million), 2020-2029 Table 22: Finland Gift Card Spend Market Share Analysis by Consumer Segment (%), 2020-2029 Table 23: Finland Gift Card Spend Market Share Analysis by Functional Attribute (US$ Million), 2020-2029 Table 24: Finland Gift Card Spend Market Share Analysis by Functional Attribute (Volume in Million), 2020-2029 Table 25: Finland Digital Gift Card Spend Market Size and Penetration by Value (US$ Million and %), 2020-2029 Table 26: Finland Digital Gift Card Spend Market Size by Volume - Number of Cards (Mn) and Avg. Value of Card Purchased (US$), 2020-2029 Table 27: Digital Gift Card Market Size and Forecast by Load Value (US$ Million) and Digital Gift Card Penetration, 2020-2029 Table 28: Finland Digital Gift Card Market Size and Forecast by Number of Cards (Million) and Avg. Value (US$), 2020-2029 Table 29: Finland Digital Gift Card Penetration by Occasion - Retail Consumer (%), 2020-2029 Table 30: Finland Digital Gift Card Penetration by Occasion - Corporate Consumer (%), 2020-2029 Table 31: Finland Retail Consumer Digital Gift Card Market Size and Forecast by Load Value (US$ Million) and Digital Gift Card Penetration, 2020-2029 Table 32: Finland Retail Consumer Digital Gift Card Market Size and Forecast by Number of Cards (Million) and Avg. Value (US$), 2020-2029 Table 33: Finland Retail Consumer Digital Gift Card Spend Market Share Analysis by Occasion (US$ Million), 2020-2029 Table 34: Finland Retail Consumer Digital Gift Card Spend Market Share Analysis by Occasion (%), 2020-2029 Table 35: Finland Corporate Consumer Digital Gift Card Market Size and Forecast by Load Value (US$ Million) and Digital Gift Card Penetration, 2020-2029 Table 36: Finland Corporate Consumer Digital Gift Card Market Size and Forecast by Number of Cards (Million) and Avg. Value (US$), 2020-2029 Table 37: Finland Corporate Consumer Digital Gift Card Spend Market Share Analysis by Occasion (US$ Million), 2020-2029 Table 38: Finland Corporate Consumer Digital Gift Card Spend Market Share Analysis by Occasion (%), 2020-2029 Table 39: Finland Corporate Consumer Digital Gift Card Spend Market Share Analysis by Company Size (US$ Million), 2020-2029 Table 40: Finland Corporate Consumer Digital Gift Card Spend Market Share Analysis by Company Size (by Value %), 2020-2029 Table 41: Finland Large Enterprise Segment Digital Gift Card Spend Market Size (US$ Million) and Digital Penetration (%), 2020-2029 Table 42: Finland Large Enterprise Segment Digital Gift Card Number of Cards (Mn) and Avg. Value (US$), 2020-2029 Table 43: Finland Mid-Tier Segment Digital Gift Card Spend Market Size (US$ Million) and Digital Penetration (%), 2020-2029 Table 44: Finland Mid-Tier Segment Digital Gift Card Number of Cards (Mn) and Avg. Value (US$), 2020-2029 Table 45: Finland Small Scale Segment Digital Gift Card Spend Market Size (US$ Million) and Digital Penetration (%), 2020-2029 Table 46: Finland Small Scale Segment Digital Gift Card Number of Cards (Mn) and Avg. Value (US$), 2020-2029 Table 47: Finland Retail Consumer Gift Card Load Value (US$ Million), 2020-2029 Table 48: Finland Retail Consumer Number of Gift Cards Purchased (Million) and Avg. Value (US$), 2020-2029 Table 49: Finland Retail Consumer Gift Card Spend Market Share Analysis by Occasion (US$ Million), 2020-2029 Table 50: Finland Retail Consumer Gift Card Spend Market Share Analysis by Occasion (%), 2020-2029 Table 51: Finland Retail Consumer Gift Card Spend Market Share Analysis by Functional Attribute (US$ Million), 2020-2029 Table 52: Finland Retail Consumer Gift Card Spend Market Share Analysis by Functional Attribute (Volume), 2020-2029 Table 53: Finland Retail Consumer Digital Gift Card Spend Market Size and Penetration by Value (US$ Million), 2020-2029 Table 54: Finland Retail Consumer Digital Gift Card Spend Market Size by Volume - Number of Cards (Mn) and Avg. Value of Card Purchased (US$), 2020-2029 Table 55: Finland Retail Consumer Gift Card Spend Market Share Analysis by Functional Attribute (US$ Million), 2020-2029 Table 56: Finland Retail Consumer Gift Card Spend Market Share Analysis by Functional Attribute (%), 2020-2029 Table 57: Finland Retail Consumer Open Loop Gift Card Load Value (US$ Million), 2020-2029 Table 58: Finland Retail Consumer Open Loop Number of Gift Cards Purchased (Million) 2020-2029 Table 59: Finland Retail Consumer Closed Loop Gift Card Load Value (US$ Million), 2020-2029 Table 60: Finland Retail Consumer Closed Loop Number of Gift Cards Purchased (Million) 2020-2029 Table 61: Finland Retail Consumer Avg. Value of Open Loop Gift Card Purchased (US$), 2020-2029 Table 62: Finland Retail Consumer Avg. Value of Closed Loop Gift Card Purchased (US$), 2020-2029 Table 63: Finland Retail Consumer Gift Card Spend Market Share Analysis by Occasion (US$ Million), 2020-2029 Table 64: Finland Retail Consumer Gift Card Spend Market Share Analysis by Occasion (%), 2020-2029 Table 65: Finland Retail Consumer Gift Card Load Value - Festivals & Special Celebration Days (US$ Million), 2020-2029 Table 66: Finland Retail Consumer Number of Gift Cards Purchased - Festivals & Special Celebration Days (Million) and Average Value (US$), 2020-2029 Table 67: Finland Retail Consumer Gift Card Load Value - Milestone Celebration (US$ Million), 2020-2029 Table 68: Finland Retail Consumer Number of Gift Cards Purchased - Milestone Celebration (Million) and Average Value (US$), 2020-2029 Table 69: Finland Retail Consumer Gift Card Load Value - Self-Use (US$ Million), 2020-2029 Table 70: Finland Retail Consumer Number of Gift Cards Purchased - Self-Use (Million) and Average Value (US$), 2020-2029 Table 71: Finland Retail Consumer Gift Card Load Value - Other (US$ Million), 2020-2029 Table 72: Finland Retail Consumer Number of Gift Cards Purchased - Other (Million) and Average Value (US$), 2020-2029 Table 73: Finland Corporate Consumer Gift Card Load Value (US$ Million), 2020-2029 Table 74: Finland Corporate Consumer Number of Gift Cards Purchased (Million) and Avg. Value (US$), 2020-2029 Table 75: Finland Corporate Consumer Gift Card Spend Market Share Analysis by Occasion (US$ Million), 2020-2029 Table 76: Finland Corporate Consumer Gift Card Spend Market Share Analysis by Occasion (%), 2020-2029 Table 77: Finland Corporate Consumer Gift Card Spend Market Share Analysis by Functional Attribute (US$ Million), 2020-2029 Table 78: Finland Corporate Consumer Gift Card Spend Market Share Analysis by Functional Attribute (Number of Cards in Million), 2020-2029 Table 79: Finland Corporate Consumer Digital Gift Card Spend Market Size and Penetration by Value (US$ Million and %), 2020-2029 Table 80: Finland Corporate Consumer Digital Gift Card Spend Market Size by Volume - Number of Cards (Mn) and Avg. Value of Card Purchased (US$), 2020-2029 Table 81: Finland Corporate Consumer Gift Card Spend Market Share Analysis by Functional Attribute (US$ Million), 2020-2029 Table 82: Finland Corporate Consumer Gift Card Spend Market Share Analysis by Functional Attribute (%), 2020-2029 Table 83: Finland Corporate Consumer Open Loop Gift Card Load Value (US$ Million), 2020-2029 Table 84: Finland Corporate Consumer Open Loop Number of Gift Cards Purchased (Million), 2020-2029 Table 85: Finland Corporate Consumer Closed Loop Gift Card Load Value (US$ Million), 2020-2029 Table 86: Finland Corporate Consumer Closed Loop Number of Gift Cards Purchased (Million), 2020-2029 Table 87: Finland Corporate Consumer Avg. Value of Open Loop Gift Card Purchased (US$), 2020-2029 Table 88: Finland Corporate Consumer Avg. Value of Closed Loop Gift Card Purchased (US$), 2020-2029 Table 89: Finland Corporate Consumer Gift Card Spend Market Share Analysis by Occasion (US$ Million), 2020-2029 Table 90: Finland Corporate Consumer Gift Card Spend Market Share Analysis by Occasion (%), 2020-2029 Table 91: Finland Corporate Consumer Gift Card Load Value - Employee Incentive (US$ Million), 2020-2029 Table 92: Finland Corporate Consumer Number of Gift Cards Purchased - Employee Incentive (Million), 2020-2029 Table 93: Finland Corporate Consumer Gift Card Load Value - Sales / Channel Incentive (US$ Million), 2020-2029 Table 94: Finland Corporate Consumer Number of Gift Cards Purchased - Sales / Channel Incentive (Million), 2020-2029 Table 95: Finland Corporate Consumer Gift Card Load Value - Consumer Incentive (US$ Million), 2020-2029 Table 96: Finland Corporate Consumer Number of Gift Cards Purchased - Consumer Incentive (Million), 2020-2029 Table 97: Finland Corporate Consumer Gift Card Spend Market Share Analysis by Company Size (US$ Million), 2020-2029 Table 98: Finland Corporate Consumer Gift Card Market Share by Company Size (%), 2020-2029 Table 99: Finland Corporate Consumer - Large Enterprise Segment - Gift Card Load Value (US$ Million), 2020-2029 Table 100: Finland Corporate Consumer - Large Enterprise Segment - Number of Gift Cards (Million), 2020-2029 Table 101: Finland Corporate Consumer - Mid-Tier Segment - Gift Card Load Value (US$ Million), 2020-2029 Table 102: Finland Corporate Consumer - Mid-Tier Segment - Number of Gift Cards (Million), 2020-2029 Table 103: Finland Corporate Consumer - Small Scale Segment - Gift Card Load Value (US$ Million), 2020-2029 Table 104: Finland Corporate Consumer - Small Scale Segment - Number of Gift Cards (Million), 2020-2029 Table 105: Finland Large Enterprise Segment Gift Card Spend Market Share Analysis by Functional Attribute (US$ Million), 2020-2029 Table 106: Finland Large Enterprise Segment Gift Card Spend Market Share Analysis by Functional Attribute (Volume - Number of Cards (Mn)), 2020-2029 Table 107: Finland Mid-Tier Segment Gift Card Spend Market Share Analysis by Functional Attribute (US$ Million), 2020-2029 Table 108: Finland Mid-Tier Segment Gift Card Spend Market Share Analysis by Functional Attribute (Volume - Number of Cards (Mn)), 2020-2029 Table 109: Finland Small Scale Segment Gift Card Spend Market Share Analysis by Functional Attribute (US$ Million), 2020-2029 Table 110: Finland Small Scale Segment Gift Card Spend Market Share Analysis by Functional Attribute (Volume - Number of Cards (Mn)), 2020-2029 Table 111: Finland Closed Loop Gift Card Spend Market Size and Forecast by Distribution Channel - Online vs. Offline (US$ Million), 2022-2029 Table 112: Finland Closed Loop Gift Card Spend Market Share by Distribution Channel - Online vs. Offline (%), 2022-2029 Table 113: Finland Retail Consumer Closed Loop Gift Card Spend Market Size and Forecast by Distribution Channel - Online vs. Offline (US$ Million), 2022-2029 Table 114: Finland Retail Consumer Closed Loop Gift Card Spend Market Share by Distribution Channel - Online vs. Offline (%), 2022-2029 Table 115: Finland Corporate Consumer Closed Loop Gift Card Spend Market Size and Forecast by Distribution Channel - Online vs. Offline (US$ Million), 2022-2029 Table 116: Finland Corporate Consumer Closed Loop Gift Card Spend Market Share by Distribution Channel - Online vs. Offline (%), 2022-2029 Table 117: Finland Gift Card Spend Market Size and Forecast by Distribution Channel - 1st Party Sales vs. 3rd Party Sales (US$ Million), 2022-2029 Table 118: Finland Gift Card Spend Market Share by Distribution Channel - 1st Party Sales vs. 3rd Party Sales (%), 2022-2029
Figure 1: PayNXT360’s Methodology Framework Figure 2: Finland Total Gift Spend Analysis (US$ Million), 2020-2029 Figure 3: Finland Gift Card Penetration by Market Value(%), 2020-2029 Figure 4: Finland Total Gift Spend Analysis by Number of Gifts (in Million), 2020-2029 Figure 5: Finland Total Gift Spend Analysis by Avg. Value Per Gift (US$), 2020-2029 Figure 6: Finland Total Gift Spend Market Share Analysis by Consumer Segment (US$ Million), 2020-2029 Figure 7: Finland Total Gift Spend Market Share Analysis by Consumer Segment (%), 2020-2029 Figure 8: Finland Food & Beverage - Total Gift Spend Market Size Analysis (US$ Million), 2020-2029 Figure 9: Finland Health, Wellness & Beauty - Total Gift Spend Market Size Analysis (US$ Million), 2020-2029 Figure 10: Finland Apparel, Footwear & Accessories - Total Gift Spend Market Size Analysis (US$ Million), 2020-2029 Figure 11: Finland Books & Media Products - Total Gift Spend Market Size Analysis (US$ Million), 2020-2029 Figure 12: Finland Consumer Electronics - Total Gift Spend Market Size Analysis (US$ Million), 2020-2029 Figure 13: Finland Restaurants & Bars - Total Gift Spend Market Size Analysis (US$ Million), 2020-2029 Figure 14: Finland Toys, Kids, and Babies - Total Gift Spend Market Size Analysis (US$ Million), 2020-2029 Figure 15: Finland Jewelry - Total Gift Spend Market Size Analysis (US$ Million), 2020-2029 Figure 16: Finland Sporting Goods - Total Gift Spend Market Size Analysis (US$ Million), 2020-2029 Figure 17: Finland Home & Kitchen Accessories & Appliances - Total Gift Spend Market Size Analysis (US$ Million), 2020-2029 Figure 18: Finland Travel - Total Gift Spend Market Size Analysis (US$ Million), 2020-2029 Figure 19: Finland Entertainment & Gaming - Total Gift Spend Market Size Analysis (US$ Million), 2020-2029 Figure 20: Finland Other - Total Gift Spend Market Size Analysis (US$ Million), 2020-2029 Figure 21: Finland Food & Beverage - Total Gift Spend Market Share Analysis (%), 2024-2029 Figure 22: Finland Health, Wellness & Beauty - Total Gift Spend Market Share Analysis (%), 2024-2029 Figure 23: Finland Apparel, Footwear & Accessories - Total Gift Spend Market Share Analysis (%), 2024-2029 Figure 24: Finland Books & Media Products - Total Gift Spend Market Share Analysis (%), 2024-2029 Figure 25: Finland Consumer Electronics - Total Gift Spend Market Share Analysis (%), 2024-2029 Figure 26: Finland Restaurants & Bars - Total Gift Spend Market Share Analysis (%), 2024-2029 Figure 27: Finland Toys, Kids, and Babies - Total Gift Spend Market Share Analysis (%), 2024-2029 Figure 28: Finland Jewelry - Total Gift Spend Market Share Analysis (%), 2024-2029 Figure 29: Finland Sporting Goods - Total Gift Spend Market Share Analysis (%), 2024-2029 Figure 30: Finland Home & Kitchen Accessories & Appliances - Total Gift Spend Market Share Analysis (%), 2024-2029 Figure 31: Finland Travel - Total Gift Spend Market Share Analysis (%), 2024-2029 Figure 32: Finland Entertainment & Gaming - Total Gift Spend Market Share Analysis (%), 2024-2029 Figure 33: Finland Other - Total Gift Spend Market Share Analysis (%), 2024-2029 Figure 34: Finland Ecommerce & Department Stores - Total Gift Spend Market Size Analysis (US$ Million), 2020-2029 Figure 35: Finland Restaurants & Bars - Total Gift Spend Market Size Analysis (US$ Million), 2020-2029 Figure 36: Finland Supermarket, Hypermarket, Convenience Store - Total Gift Spend Market Size Analysis (US$ Million), 2020-2029 Figure 37: Finland Entertainment & Gaming - Total Gift Spend Market Size Analysis (US$ Million), 2020-2029 Figure 38: Finland Specialty Stores - Total Gift Spend Market Size Analysis (US$ Million), 2020-2029 Figure 39: Finland Health & Wellness - Total Gift Spend Market Size Analysis (US$ Million), 2020-2029 Figure 40: Finland Travel - Total Gift Spend Market Size Analysis (US$ Million), 2020-2029 Figure 41: Finland Ecommerce & Department Stores - Total Gift Spend Market Share Analysis (%), 2024-2029 Figure 42: Finland Restaurants & Bars - Total Gift Spend Market Share Analysis (%), 2024-2029 Figure 43: Finland Supermarket, Hypermarket, Convenience Store - Total Gift Spend Market Share Analysis (%), 2024-2029 Figure 44: Finland Entertainment & Gaming - Total Gift Spend Market Share Analysis (%), 2024-2029 Figure 45: Finland Specialty Stores - Total Gift Spend Market Share Analysis (%), 2024-2029 Figure 46: Finland Health & Wellness - Total Gift Spend Market Share Analysis (%), 2024-2029 Figure 47: Finland Travel - Total Gift Spend Market Share Analysis (%), 2024-2029 Figure 48: Finland Retail Consumer Gift Spend Analysis (US$ Million), 2020-2029 Figure 49: Finland Retail Consumer Gift Card Penetration by Market Value (%), 2020-2029 Figure 50: Finland Retail Consumer Gift Spend Analysis by Number of Gifts (in Million), 2020-2029 Figure 51: Finland Retail Consumer Gift Spend Analysis by Avg. Value Per Gift (US$), 2020-2029 Figure 52: Finland Food & Beverage - Retail Consumer Total Gift Spend Market Size Analysis (US$ Million), 2020-2029 Figure 53: Finland Health, Wellness & Beauty - Retail Consumer Total Gift Spend Market Size Analysis (US$ Million), 2020-2029 Figure 54: Finland Apparel, Footwear & Accessories - Retail Consumer Total Gift Spend Market Size Analysis (US$ Million), 2020-2029 Figure 55: Finland Books & Media Products - Retail Consumer Total Gift Spend Market Size Analysis (US$ Million), 2020-2029 Figure 56: Finland Consumer Electronics - Retail Consumer Total Gift Spend Market Size Analysis (US$ Million), 2020-2029 Figure 57: Finland Restaurants & Bars - Retail Consumer Total Gift Spend Market Size Analysis (US$ Million), 2020-2029 Figure 58: Finland Toys, Kids, and Babies - Retail Consumer Total Gift Spend Market Size Analysis (US$ Million), 2020-2029 Figure 59: Finland Jewelry - Retail Consumer Total Gift Spend Market Size Analysis (US$ Million), 2020-2029 Figure 60: Finland Sporting Goods - Retail Consumer Total Gift Spend Market Size Analysis (US$ Million), 2020-2029 Figure 61: Finland Home & Kitchen Accessories & Appliances - Retail Consumer Total Gift Spend Market Size Analysis (US$ Million), 2020-2029 Figure 62: Finland Travel - Retail Consumer Total Gift Spend Market Size Analysis (US$ Million), 2020-2029 Figure 63: Finland Entertainment & Gaming - Retail Consumer Total Gift Spend Market Size Analysis (US$ Million), 2020-2029 Figure 64: Finland Food & Beverage - Retail Consumer Gift Spend Market Share Analysis (%), 2024-2029 Figure 65: Finland Health, Wellness & Beauty - Retail Consumer Gift Spend Market Share Analysis (%), 2024-2029 Figure 66: Finland Apparel, Footwear & Accessories - Retail Consumer Gift Spend Market Share Analysis (%), 2024-2029 Figure 67: Finland Books & Media Products - Retail Consumer Gift Spend Market Share Analysis (%), 2024-2029 Figure 68: Finland Consumer Electronics - Retail Consumer Gift Spend Market Share Analysis (%), 2024-2029 Figure 69: Finland Restaurants & Bars - Retail Consumer Gift Spend Market Share Analysis (%), 2024-2029 Figure 70: Finland Toys, Kids, and Babies - Retail Consumer Gift Spend Market Share Analysis (%), 2024-2029 Figure 71: Finland Jewelry - Retail Consumer Gift Spend Market Share Analysis (%), 2024-2029 Figure 72: Finland Sporting Goods - Retail Consumer Gift Spend Market Share Analysis (%), 2024-2029 Figure 73: Finland Home & Kitchen Accessories & Appliances - Retail Consumer Gift Spend Market Share Analysis (%), 2024-2029 Figure 74: Finland Travel - Retail Consumer Gift Spend Market Share Analysis (%), 2024-2029 Figure 75: Finland Entertainment & Gaming - Retail Consumer Gift Spend Market Share Analysis (%), 2024-2029 Figure 76: Finland Ecommerce & Department Stores - Retail Consumer Total Gift Spend Market Size Analysis (US$ Million), 2020-2029 Figure 77: Finland Restaurants & Bars - Retail Consumer Total Gift Spend Market Size Analysis (US$ Million), 2020-2029 Figure 78: Finland Supermarket, Hypermarket, Convenience Store - Retail Consumer Total Gift Spend Market Size Analysis (US$ Million), 2020-2029 Figure 79: Finland Entertainment & Gaming - Retail Consumer Total Gift Spend Market Size Analysis (US$ Million), 2020-2029 Figure 80: Finland Specialty Stores - Retail Consumer Total Gift Spend Market Size Analysis (US$ Million), 2020-2029 Figure 81: Finland Health & Wellness - Retail Consumer Total Gift Spend Market Size Analysis (US$ Million), 2020-2029 Figure 82: Finland Travel - Retail Consumer Total Gift Spend Market Size Analysis (US$ Million), 2020-2029 Figure 83: Finland Ecommerce & Department Stores - Retail Consumer Total Gift Spend Market Share Analysis (%), 2024-2029 Figure 84: Finland Restaurants & Bars - Retail Consumer Total Gift Spend Market Share Analysis (%), 2024-2029 Figure 85: Finland Supermarket, Hypermarket, Convenience Store - Retail Consumer Total Gift Spend Market Share Analysis (%), 2024-2029 Figure 86: Finland Entertainment & Gaming - Retail Consumer Total Gift Spend Market Share Analysis (%), 2024-2029 Figure 87: Finland Specialty Stores - Retail Consumer Total Gift Spend Market Share Analysis (%), 2024-2029 Figure 88: Finland Health & Wellness - Retail Consumer Total Gift Spend Market Share Analysis (%), 2024-2029 Figure 89: Finland Travel - Retail Consumer Total Gift Spend Market Share Analysis (%), 2024-2029 Figure 90: Finland Corporate Consumer Gift Spend Analysis (US$ Million), 2020-2029 Figure 91: Finland Corporate Consumer Gift Card Penetration by Market Value (%), 2020-2029 Figure 92: Finland Corporate Consumer Gift Spend Analysis by Number of Gifts (in Million), 2020-2029 Figure 93: Finland Corporate Consumer Gift Spend Analysis by Avg. Value Per Gift (US$), 2020-2029 Figure 94: Finland Food & Beverage - Corporate Consumer Total Gift Spend Market Size Analysis (US$ Million), 2020-2029 Figure 95: Finland Health & Wellness - Corporate Consumer Total Gift Spend Market Size Analysis (US$ Million), 2020-2029 Figure 96: Finland Apparel, Footwear & Accessories - Corporate Consumer Total Gift Spend Market Size Analysis (US$ Million), 2020-2029 Figure 97: Finland Books & Media Products - Corporate Consumer Total Gift Spend Market Size Analysis (US$ Million), 2020-2029 Figure 98: Finland Consumer Electronics - Corporate Consumer Total Gift Spend Market Size Analysis (US$ Million), 2020-2029 Figure 99: Finland Restaurants & Bars - Corporate Consumer Total Gift Spend Market Size Analysis (US$ Million), 2020-2029 Figure 100: Finland Travel - Corporate Consumer Total Gift Spend Market Size Analysis (US$ Million), 2020-2029 Figure 101: Finland Entertainment & Gaming - Corporate Consumer Total Gift Spend Market Size Analysis (US$ Million), 2020-2029 Figure 102: Finland Other - Corporate Consumer Total Gift Spend Market Size Analysis (US$ Million), 2020-2029 Figure 103: Finland Food & Beverage - Corporate Consumer Total Gift Spend Market Share Analysis (%), 2024-2029 Figure 104: Finland Health & Wellness - Corporate Consumer Total Gift Spend Market Share Analysis (%), 2024-2029 Figure 105: Finland Apparel, Footwear & Accessories - Corporate Consumer Total Gift Spend Market Share Analysis (%), 2024-2029 Figure 106: Finland Books & Media Products - Corporate Consumer Total Gift Spend Market Share Analysis (%), 2024-2029 Figure 107: Finland Consumer Electronics - Corporate Consumer Total Gift Spend Market Share Analysis (%), 2024-2029 Figure 108: Finland Restaurants & Bars - Corporate Consumer Total Gift Spend Market Share Analysis (%), 2024-2029 Figure 109: Finland Travel - Corporate Consumer Total Gift Spend Market Share Analysis (%), 2024-2029 Figure 110: Finland Entertainment & Gaming - Corporate Consumer Total Gift Spend Market Share Analysis (%), 2024-2029 Figure 111: Finland Other - Corporate Consumer Total Gift Spend Market Share Analysis (%), 2024-2029 Figure 112: Finland Ecommerce & Department Stores - Corporate Consumer Total Gift Spend Market Size Analysis (US$ Million), 2020-2029 Figure 113: Finland Restaurants & Bars - Corporate Consumer Total Gift Spend Market Size Analysis (US$ Million), 2020-2029 Figure 114: Finland Supermarket, Hypermarket, Convenience Store - Corporate Consumer Total Gift Spend Market Size Analysis (US$ Million), 2020-2029 Figure 115: Finland Entertainment & Gaming - Corporate Consumer Total Gift Spend Market Size Analysis (US$ Million), 2020-2029 Figure 116: Finland Specialty Stores - Corporate Consumer Total Gift Spend Market Size Analysis (US$ Million), 2020-2029 Figure 117: Finland Health & Wellness - Corporate Consumer Total Gift Spend Market Size Analysis (US$ Million), 2020-2029 Figure 118: Finland Travel - Corporate Consumer Total Gift Spend Market Size Analysis (US$ Million), 2020-2029 Figure 119: Finland Ecommerce & Department Stores - Corporate Consumer Total Gift Spend Market Share Analysis (%), 2024-2029 Figure 120: Finland Restaurants & Bars - Corporate Consumer Total Gift Spend Market Share Analysis (%), 2024-2029 Figure 121: Finland Supermarket, Hypermarket, Convenience Store - Corporate Consumer Total Gift Spend Market Share Analysis (%), 2024-2029 Figure 122: Finland Entertainment & Gaming - Corporate Consumer Total Gift Spend Market Share Analysis (%), 2024-2029 Figure 123: Finland Specialty Stores - Corporate Consumer Total Gift Spend Market Share Analysis (%), 2024-2029 Figure 124: Finland Health & Wellness - Corporate Consumer Total Gift Spend Market Share Analysis (%), 2024-2029 Figure 125: Finland Travel - Corporate Consumer Total Gift Spend Market Share Analysis (%), 2024-2029 Figure 126: Finland Gift Card Load Value (US$ Million), 2020-2029 Figure 127: Finland Number of Gift Cards Purchased (Million) 2020-2029 Figure 128: Finland Gift Card Transaction Value (US$ Million), 2020-2029 Figure 129: Finland Gift Card Transaction Volume (Million), 2020-2029 Figure 130: Finland Average Value of Per Transaction (US$), 2020-2029 Figure 131: Finland Unused Value of Gift Card Purchased (US$ Million), 2020-2029 Figure 132: Finland Gift Card Spend Market Share Analysis by Consumer Segment (US$ Million), 2020-2029 Figure 133: Finland Gift Card Spend Market Share Analysis by Consumer Segment (%), 2020-2029 Figure 134: Finland Gift Card Spend Market Share Analysis by Functional Attribute (US$ Million), 2020-2029 Figure 135: Finland Gift Card Spend Market Share Analysis by Functional Attribute (Volume in Million), 2020-2029 Figure 136: Finland Digital Gift Card Spend Market Size and Penetration by Value (US$ Million and %), 2020-2029 Figure 137: Finland Digital Gift Card Spend Market Size by Volume - Number of Cards (Mn) and Avg. Value of Card Purchased (US$), 2020-2029 Figure 138: Digital Gift Card Market Size and Forecast by Load Value (US$ Million) and Digital Gift Card Penetration, 2020-2029 Figure 139: Finland Digital Gift Card Market Size and Forecast by Number of Cards (Million) and Avg. Value (US$), 2020-2029 Figure 140: Finland Digital Gift Card Penetration by Occasion - Retail Consumer (%), 2020-2029 Figure 141: Finland Digital Gift Card Penetration by Occasion - Corporate Consumer (%), 2020-2029 Figure 142: Finland Retail Consumer Digital Gift Card Market Size and Forecast by Load Value (US$ Million) and Digital Gift Card Penetration, 2020-2029 Figure 143: Finland Retail Consumer Digital Gift Card Market Size and Forecast by Number of Cards (Million) and Avg. Value (US$), 2020-2029 Figure 144: Finland Retail Consumer Digital Gift Card Spend Market Share Analysis by Occasion (US$ Million), 2020-2029 Figure 145: Finland Retail Consumer Digital Gift Card Spend Market Share Analysis by Occasion (%), 2020-2029 Figure 146: Finland Corporate Consumer Digital Gift Card Market Size and Forecast by Load Value (US$ Million) and Digital Gift Card Penetration, 2020-2029 Figure 147: Finland Corporate Consumer Digital Gift Card Market Size and Forecast by Number of Cards (Million) and Avg. Value (US$), 2020-2029 Figure 148: Finland Corporate Consumer Digital Gift Card Spend Market Share Analysis by Occasion (US$ Million), 2020-2029 Figure 149: Finland Corporate Consumer Digital Gift Card Spend Market Share Analysis by Occasion (%), 2020-2029 Figure 150: Finland Corporate Consumer Digital Gift Card Spend Market Share Analysis by Company Size (US$ Million), 2020-2029 Figure 151: Finland Corporate Consumer Digital Gift Card Spend Market Share Analysis by Company Size (by Value %), 2020-2029 Figure 152: Finland Large Enterprise Segment Digital Gift Card Spend Market Size (US$ Million) and Digital Penetration (%), 2020-2029 Figure 153: Finland Large Enterprise Segment Digital Gift Card Number of Cards (Mn) and Avg. Value (US$), 2020-2029 Figure 154: Finland Mid-Tier Segment Digital Gift Card Spend Market Size (US$ Million) and Digital Penetration (%), 2020-2029 Figure 155: Finland Mid-Tier Segment Digital Gift Card Number of Cards (Mn) and Avg. Value (US$), 2020-2029 Figure 156: Finland Small Scale Segment Digital Gift Card Spend Market Size (US$ Million) and Digital Penetration (%), 2020-2029 Figure 157: Finland Small Scale Segment Digital Gift Card Number of Cards (Mn) and Avg. Value (US$), 2020-2029 Figure 158: Finland Gift Card Spend Share by Payment Methods, 2024 Figure 159: Finland Gift Card Spend Share by Age, 2024 Figure 160: Finland Gift Card Spend by Income, 2024 Figure 161: Finland Gift Card Spend by Gender, 2024 Figure 162: Finland Digital Gift Card Spend Share by Age, 2024 Figure 163: Finland Digital Gift Card Spend by Income, 2024 Figure 164: Finland Digital Gift Card Spend by Gender, 2024 Figure 165: Finland Gift Card Consumer Purchase Behaviour, 2024 Figure 166: Finland Expected Gift Card Purchase in 2024 Figure 167: Finland Gift Card Spend 2024 - Large Enterprise Figure 168: Finland Gift Card Spend 2024 - Mid Tier Figure 169: Finland Gift Card Spend 2024 - Small Scale Figure 170: Finland Retail Consumer Gift Card Load Value (US$ Million), 2020-2029 Figure 171: Finland Retail Consumer Number of Gift Cards Purchased (Million) and Avg. Value (US$), 2020-2029 Figure 172: Finland Retail Consumer Gift Card Spend Market Share Analysis by Occasion (US$ Million), 2020-2029 Figure 173: Finland Retail Consumer Gift Card Spend Market Share Analysis by Occasion (%), 2020-2029 Figure 174: Finland Retail Consumer Gift Card Spend Market Share Analysis by Functional Attribute (US$ Million), 2020-2029 Figure 175: Finland Retail Consumer Gift Card Spend Market Share Analysis by Functional Attribute (Volume), 2020-2029 Figure 176: Finland Retail Consumer Digital Gift Card Spend Market Size and Penetration by Value (US$ Million), 2020-2029 Figure 177: Finland Retail Consumer Digital Gift Card Spend Market Size by Volume - Number of Cards (Mn) and Avg. Value of Card Purchased (US$), 2020-2029 Figure 178: Finland Retail Consumer Gift Card Spend Market Share Analysis by Functional Attribute (US$ Million), 2020-2029 Figure 179: Finland Retail Consumer Gift Card Spend Market Share Analysis by Functional Attribute (%), 2020-2029 Figure 180: Finland Retail Consumer Open Loop Gift Card Load Value (US$ Million), 2020-2029 Figure 181: Finland Retail Consumer Open Loop Number of Gift Cards Purchased (Million) 2020-2029 Figure 182: Finland Retail Consumer Closed Loop Gift Card Load Value (US$ Million), 2020-2029 Figure 183: Finland Retail Consumer Closed Loop Number of Gift Cards Purchased (Million) 2020-2029 Figure 184: Finland Retail Consumer Avg. Value of Open Loop Gift Card Purchased (US$), 2020-2029 Figure 185: Finland Retail Consumer Avg. Value of Closed Loop Gift Card Purchased (US$), 2020-2029 Figure 186: Finland Retail Consumer Gift Card Spend Market Share Analysis by Occasion (US$ Million), 2020-2029 Figure 187: Finland Retail Consumer Gift Card Spend Market Share Analysis by Occasion (%), 2020-2029 Figure 188: Finland Retail Consumer Gift Card Load Value - Festivals & Special Celebration Days (US$ Million), 2020-2029 Figure 189: Finland Retail Consumer Number of Gift Cards Purchased - Festivals & Special Celebration Days (Million) and Average Value (US$), 2020-2029 Figure 190: Finland Retail Consumer Gift Card Load Value - Milestone Celebration (US$ Million), 2020-2029 Figure 191: Finland Retail Consumer Number of Gift Cards Purchased - Milestone Celebration (Million) and Average Value (US$), 2020-2029 Figure 192: Finland Retail Consumer Gift Card Load Value - Self-Use (US$ Million), 2020-2029 Figure 193: Finland Retail Consumer Number of Gift Cards Purchased - Self-Use (Million) and Average Value (US$), 2020-2029 Figure 194: Finland Retail Consumer Gift Card Load Value - Other (US$ Million), 2020-2029 Figure 195: Finland Retail Consumer Number of Gift Cards Purchased - Other (Million) and Average Value (US$), 2020-2029 Figure 196: Finland Corporate Consumer Gift Card Load Value (US$ Million), 2020-2029 Figure 197: Finland Corporate Consumer Number of Gift Cards Purchased (Million) and Avg. Value (US$), 2020-2029 Figure 198: Finland Corporate Consumer Gift Card Spend Market Share Analysis by Occasion (US$ Million), 2020-2029 Figure 199: Finland Corporate Consumer Gift Card Spend Market Share Analysis by Occasion (%), 2020-2029 Figure 200: Finland Corporate Consumer Gift Card Spend Market Share Analysis by Functional Attribute (US$ Million), 2020-2029 Figure 201: Finland Corporate Consumer Gift Card Spend Market Share Analysis by Functional Attribute (Number of Cards in Million), 2020-2029 Figure 202: Finland Corporate Consumer Digital Gift Card Spend Market Size and Penetration by Value (US$ Million and %), 2020-2029 Figure 203: Finland Corporate Consumer Digital Gift Card Spend Market Size by Volume - Number of Cards (Mn) and Avg. Value of Card Purchased (US$), 2020-2029 Figure 204: Finland Corporate Consumer Gift Card Spend Market Share Analysis by Functional Attribute (US$ Million), 2020-2029 Figure 205: Finland Corporate Consumer Gift Card Spend Market Share Analysis by Functional Attribute (%), 2020-2029 Figure 206: Finland Corporate Consumer Open Loop Gift Card Load Value (US$ Million), 2020-2029 Figure 207: Finland Corporate Consumer Open Loop Number of Gift Cards Purchased (Million), 2020-2029 Figure 208: Finland Corporate Consumer Closed Loop Gift Card Load Value (US$ Million), 2020-2029 Figure 209: Finland Corporate Consumer Closed Loop Number of Gift Cards Purchased (Million), 2020-2029 Figure 210: Finland Corporate Consumer Avg. Value of Open Loop Gift Card Purchased (US$), 2020-2029 Figure 211: Finland Corporate Consumer Avg. Value of Closed Loop Gift Card Purchased (US$), 2020-2029 Figure 212: Finland Corporate Consumer Gift Card Spend Market Share Analysis by Occasion (US$ Million), 2020-2029 Figure 213: Finland Corporate Consumer Gift Card Spend Market Share Analysis by Occasion (%), 2020-2029 Figure 214: Finland Corporate Consumer Gift Card Load Value - Employee Incentive (US$ Million), 2020-2029 Figure 215: Finland Corporate Consumer Number of Gift Cards Purchased - Employee Incentive (Million), 2020-2029 Figure 216: Finland Corporate Consumer Gift Card Load Value - Sales / Channel Incentive (US$ Million), 2020-2029 Figure 217: Finland Corporate Consumer Number of Gift Cards Purchased - Sales / Channel Incentive (Million), 2020-2029 Figure 218: Finland Corporate Consumer Gift Card Load Value - Consumer Incentive (US$ Million), 2020-2029 Figure 219: Finland Corporate Consumer Number of Gift Cards Purchased - Consumer Incentive (Million), 2020-2029 Figure 220: Finland Corporate Consumer Gift Card Spend Market Share Analysis by Company Size (US$ Million), 2020-2029 Figure 221: Finland Corporate Consumer Gift Card Market Share by Company Size (%), 2020-2029 Figure 222: Finland Corporate Consumer - Large Enterprise Segment - Gift Card Load Value (US$ Million), 2020-2029 Figure 223: Finland Corporate Consumer - Large Enterprise Segment - Number of Gift Cards (Million), 2020-2029 Figure 224: Finland Corporate Consumer - Mid-Tier Segment - Gift Card Load Value (US$ Million), 2020-2029 Figure 225: Finland Corporate Consumer - Mid-Tier Segment - Number of Gift Cards (Million), 2020-2029 Figure 226: Finland Corporate Consumer - Small Scale Segment - Gift Card Load Value (US$ Million), 2020-2029 Figure 227: Finland Corporate Consumer - Small Scale Segment - Number of Gift Cards (Million), 2020-2029 Figure 228: Finland Large Enterprise Segment Gift Card Spend Market Share Analysis by Functional Attribute (US$ Million), 2020-2029 Figure 229: Finland Large Enterprise Segment Gift Card Spend Market Share Analysis by Functional Attribute (Volume - Number of Cards (Mn)), 2020-2029 Figure 230: Finland Mid-Tier Segment Gift Card Spend Market Share Analysis by Functional Attribute (US$ Million), 2020-2029 Figure 231: Finland Mid-Tier Segment Gift Card Spend Market Share Analysis by Functional Attribute (Volume - Number of Cards (Mn)), 2020-2029 Figure 232: Finland Small Scale Segment Gift Card Spend Market Share Analysis by Functional Attribute (US$ Million), 2020-2029 Figure 233: Finland Small Scale Segment Gift Card Spend Market Share Analysis by Functional Attribute (Volume - Number of Cards (Mn)), 2020-2029 Figure 234: Finland Closed Loop Gift Card Spend Market Size and Forecast by Distribution Channel - Online vs. Offline (US$ Million), 2022-2029 Figure 235: Finland Closed Loop Gift Card Spend Market Share by Distribution Channel - Online vs. Offline (%), 2022-2029 Figure 236: Finland Retail Consumer Closed Loop Gift Card Spend Market Size and Forecast by Distribution Channel - Online vs. Offline (US$ Million), 2022-2029 Figure 237: Finland Retail Consumer Closed Loop Gift Card Spend Market Share by Distribution Channel - Online vs. Offline (%), 2022-2029 Figure 238: Finland Corporate Consumer Closed Loop Gift Card Spend Market Size and Forecast by Distribution Channel - Online vs. Offline (US$ Million), 2022-2029 Figure 239: Finland Corporate Consumer Closed Loop Gift Card Spend Market Share by Distribution Channel - Online vs. Offline (%), 2022-2029 Figure 240: Finland Gift Card Spend Market Size and Forecast by Distribution Channel - 1st Party Sales vs. 3rd Party Sales (US$ Million), 2022-2029 Figure 241: Finland Gift Card Spend Market Share by Distribution Channel - 1st Party Sales vs. 3rd Party Sales (%), 2022-2029 Figure 242: Finland Ecommerce & Department Stores - Total Gift Card Spend Market Size Analysis (US$ Million), 2020-2029 Figure 243: Finland Restaurants & Bars - Total Gift Card Spend Market Size Analysis (US$ Million), 2020-2029 Figure 244: Finland Supermarket, Hypermarket, Convenience Store - Total Gift Card Spend Market Size Analysis (US$ Million), 2020-2029 Figure 245: Finland Entertainment & Gaming - Total Gift Card Spend Market Size Analysis (US$ Million), 2020-2029 Figure 246: Finland Specialty Stores - Total Gift Card Spend Market Size Analysis (US$ Million), 2020-2029 Figure 247: Finland Health & Wellness - Total Gift Card Spend Market Size Analysis (US$ Million), 2020-2029 Figure 248: Finland Travel - Total Gift Card Spend Market Size Analysis (US$ Million), 2020-2029 Figure 249: Finland Ecommerce & Department Stores - Total Gift Card Spend Market Share Analysis (%), 2024-2029 Figure 250: Finland Restaurants & Bars - Total Gift Card Spend Market Share Analysis (%), 2024-2029 Figure 251: Finland Supermarket, Hypermarket, Convenience Store - Total Gift Card Spend Market Share Analysis (%), 2024-2029 Figure 252: Finland Entertainment & Gaming - Total Gift Card Spend Market Share Analysis (%), 2024-2029 Figure 253: Finland Specialty Stores - Total Gift Card Spend Market Share Analysis (%), 2024-2029 Figure 254: Finland Health & Wellness - Total Gift Card Spend Market Share Analysis (%), 2024-2029 Figure 255: Finland Travel - Total Gift Card Spend Market Share Analysis (%), 2024-2029 Figure 256: Finland Sales Uplift by Retail Sector (%), 2024 Figure 257: Finland Ecommerce & Department Stores - Retail Consumer Gift Card Spend Market Size Analysis (US$ Million), 2020-2029 Figure 258: Finland Restaurants & Bars - Retail Consumer Gift Card Spend Market Size Analysis (US$ Million), 2020-2029 Figure 259: Finland Supermarket, Hypermarket - Retail Consumer Gift Card Spend Market Size Analysis (US$ Million), 2020-2029 Figure 260: Finland Entertainment & Gaming - Retail Consumer Gift Card Spend Market Size Analysis (US$ Million), 2020-2029 Figure 261: Finland Specialty Stores - Retail Consumer Gift Card Spend Market Size Analysis (US$ Million), 2020-2029 Figure 262: Finland Health & Wellness - Retail Consumer Gift Card Spend Market Size Analysis (US$ Million), 2020-2029 Figure 263: Finland Travel - Retail Consumer Gift Card Spend Market Size Analysis (US$ Million), 2020-2029 Figure 264: Finland Ecommerce & Department Stores - Retail Consumer Gift Card Spend Market Share Analysis in (%), 2024-2029 Figure 265: Finland Restaurants & Bars- Retail Consumer Gift Card Spend Market Share Analysis in (%), 2024-2029 Figure 266: Finland Supermarket, Hypermarket, Convenience Store - Retail Consumer Gift Card Spend Market Share Analysis in (%), 2024-2029 Figure 267: Finland Entertainment & Gaming - Retail Consumer Gift Card Spend Market Share Analysis in (%), 2024-2029 Figure 268: Finland Specialty Stores - Retail Consumer Gift Card Spend Market Share Analysis in (%), 2024-2029 Figure 269: Finland Health & Wellness - Retail Consumer Gift Card Spend Market Share Analysis in (%), 2024-2029 Figure 270: Finland Travel - Retail Consumer Gift Card Spend Market Share Analysis in (%), 2024-2029 Figure 271: Finland Ecommerce & Department Stores - Corporate Consumer Gift Card Spend Market Size Analysis (US$ Million), 2020-2029 Figure 272: Finland Restaurants & Bars - Corporate Consumer Gift Card Spend Market Size Analysis (US$ Million), 2020-2029 Figure 273: Finland Supermarket, Hypermarket - Corporate Consumer Gift Card Spend Market Size Analysis (US$ Million), 2020-2029 Figure 274: Finland Entertainment & Gaming - Corporate Consumer Gift Card Spend Market Size Analysis (US$ Million), 2020-2029 Figure 275: Finland Specialty Stores - Corporate Consumer Gift Card Spend Market Size Analysis (US$ Million), 2020-2029 Figure 276: Finland Health & Wellness - Corporate Consumer Gift Card Spend Market Size Analysis (US$ Million), 2020-2029 Figure 277: Finland Travel - Corporate Consumer Gift Card Spend Market Size Analysis (US$ Million), 2020-2029 Figure 278: Finland Ecommerce & Department - Corporate Consumer Gift Card Spend Market Share Analysis in (%), 2024-2029 Figure 279: Finland Restaurants & Bars - Corporate Consumer Gift Card Spend Market Share Analysis in (%), 2024-2029 Figure 280: Finland Supermarket, Hypermarket - Corporate Consumer Gift Card Spend Market Share Analysis in (%), Convenience Store, 2024-2029 Figure 281: Finland Entertainment & Gaming - Corporate Consumer Gift Card Spend Market Share Analysis in (%), 2024-2029 Figure 282: Finland Specialty Stores - Corporate Consumer Gift Card Spend Market Share Analysis in (%), 2024-2029 Figure 283: Finland Health & Wellness - Corporate Consumer Gift Card Spend Market Share Analysis in (%), 2024-2029 Figure 284: Finland Travel - Corporate Consumer Gift Card Spend Market Share Analysis in (%), 2024-2029 Figure 285: Finland Closed Loop Gift Card Market Share Analysis by Key Retailers, 2024
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