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Europe B2B Buy Now Pay Later Business and Investment Opportunities Databook

Europe B2B Buy Now Pay Later Business and Investment Opportunities Databook

According to PayNXT360, B2B BNPL payments in the region are expected to grow by 33.9% on an annual basis to reach US$76.1 billion in 2024. The medium to long-term growth story of the B2B BNPL industr...

Europe B2B Buy Now Pay Later Business and Investment Opportunities Databook – 50+ KPIs on BNPL Market Size, End-Use Sectors, Market Share, Product Analysis, Business Model, Demographics - Q1 2024 Update
Summary
According to PayNXT360, B2B BNPL payments in the region are expected to grow by 33.9% on an annual basis to reach US$76.1 billion in 2024.

The medium to long-term growth story of the B2B BNPL industry in the region remains strong. B2B BNPL payment adoption is expected to grow steadily over the forecast period, recording a CAGR of 27.5% during 2024-2029. The gross merchandise value in the region will increase from US$56.9 billion in 2023 to US$256.7 billion by 2029.

The European B2B BNPL industry is poised for accelerated growth over the medium term. Businesses, increasingly, are turning to alternative lenders, including B2B BNPL providers to fund their working capital requirements amid higher interest rates and an inflationary environment. The trend is projected to continue further in 2024, aiding the industry growth in Europe. 

To tap into the high-growth sector, several European-based B2B BNPL providers are expanding their regional footprint. The trend, projected to continue in 2024, will drive the competitive landscape and innovation over the medium term. Firms, in 2024, are also expected to raise venture capital and private equity funding in Europe. Overall, PayNXT360 maintains a positive growth outlook for the European B2B BNPL industry over the next three to four years. 

B2B BNPL providers are expanding their regional footprint to drive business growth in 2024

With traditional credit becoming expensive in 2023, an increasing number of small and medium-sized businesses have turned to B2B BNPL providers to meet their working capital requirements. The trend is projected to continue in 2024, resulting in a high-growth period for the market. Consequently, firms are expanding their regional footprint to accelerate business growth. 
• Treyd, a Sweden-based B2B BNPL firm, announced that it is launching the B2B BNPL service for businesses in Ireland in December 2023. The launch in the Irish market comes three months after the firm raised US$12 million in an extended Series A funding round. Over the last 15 months, the firm has expanded operations in several European markets, including in the United Kingdom and throughout the Nordics. This has resulted in a jump of 6x in its customer base. 
• Sprinque, an Amsterdam-based B2B BNPL firm, also announced that it has expanded operations in Spain in September 2023. The expansion in the Spanish market comes three months after the firm raised €20 million in debt facility from Avellinia Capital. The expansion is part of the firm’s strategy to boost its foothold in the regional market over the medium term. Alongside Spain, the firm also launched a credit facility for businesses in Germany in September 2023. 

Going forward, PayNXT360 expects the trend to further continue in 2024, with these firms launching operations in more European markets to drive business growth. This will, therefore, aid the growth of the broader market from the short to medium-term perspective in Europe. 

Firms are leveraging artificial intelligence to enhance their credit offering services in the United Kingdom 

With default rate one of the primary concerns for credit providers, especially amid the current macroeconomic environment, firms are seeking to leverage artificial intelligence to enhance their services. To integrate AI into their credit offering services, firms are forging strategic alliances in the United Kingdom. 
• Hokodo, one of the leading firms in the B2B BNPL sector, entered into a strategic partnership with Fuse in September 2023. As part of the collaboration, Hokodo will make use of the AI-powered credit risk and income verification tools, to extend personalized and appropriate credit products to businesses. This partnership will enable Hokodo to extend financial options to businesses that may have been overlooked for credit opportunities in the past.

Hokodo, since it entered into the B2B BNPL sector, has expanded operations in seven key European markets. By 2025, the firm is aiming to extend credit services to one million businesses in the region. With Fuse, Hokodo is equipped to make better risk decisions by having a proper understanding of buyer behavior in the B2B sector.  Going forward, PayNXT360 expects more firms to turn to AI capabilities to improve their operations. 

Firms are expected to raise capital, through debt and equity rounds, to accelerate growth in 2024

The competitive landscape is growing rapidly in the Spanish B2B BNPL industry. Consequently, to launch new products and accelerate the growth rate, firms are expected to raise funding rounds over the next few quarters. 
• Defacto, the French B2B lender, announced that the firm had raised €167 million from Citi and Voila Credit in July 2023. Initially, the two firms will invest €67 million in Defacto.
• Novicap, the Barcelona-based SME credit provider, raised €200 million in a debt facility to accelerate growth. The firm, notably, provides end-to-end working capital solutions to businesses in Spain.

PayNXT360 expects the trend to continue further from the short to medium-term perspective in the European market. This will, therefore, support innovation and market growth across the region.

The B2B BNPL payment industry in Europe has recorded strong growth over the last four quarters, supported by increased B2B payments penetration.

This report provides a detailed data-centric analysis of the B2B Buy Now Pay Later (BNPL) industry, covering market opportunities and risks across a range of retail categories. With over 50+ KPI's at the country level, this report provides a comprehensive understanding of BNPL market dynamics, market size and forecast, and market share statistics. KPIs in both value and volume terms help in getting an in-depth understanding of end market dynamics.

PayNXT360’s research methodology is based on industry best practices. Its unbiased analysis leverages a proprietary analytics platform to offer a detailed view of emerging business and investment market opportunities.

This title from PayNXT360 is a bundled offering, combining the following 15 reports, covering 440 tables and 490 figures:

1. Europe B2B Buy Now Pay Later Business and Investment Opportunities (2020-2029) Databook 
2. Austria B2B Buy Now Pay Later Business and Investment Opportunities (2020-2029) Databook
3. Belgium B2B Buy Now Pay Later Business and Investment Opportunities (2020-2029) Databook
4. Denmark B2B Buy Now Pay Later Business and Investment Opportunities (2020-2029) Databook
5. Finland B2B Buy Now Pay Later Business and Investment Opportunities (2020-2029) Databook
6. France B2B Buy Now Pay Later Business and Investment Opportunities (2020-2029) Databook
7. Germany B2B Buy Now Pay Later Business and Investment Opportunities (2020-2029) Databook
8. Italy B2B Buy Now Pay Later Business and Investment Opportunities (2020-2029) Databook
9. Netherlands B2B Buy Now Pay Later Business and Investment Opportunities (2020-2029) Databook
10. Norway B2B Buy Now Pay Later Business and Investment Opportunities (2020-2029) Databook
11. Poland B2B Buy Now Pay Later Business and Investment Opportunities (2020-2029) Databook
12. Spain B2B Buy Now Pay Later Business and Investment Opportunities (2020-2029) Databook
13. Sweden B2B Buy Now Pay Later Business and Investment Opportunities (2020-2029) Databook
14. Switzerland B2B Buy Now Pay Later Business and Investment Opportunities (2020-2029) Databook
15. United Kingdom B2B Buy Now Pay Later Business and Investment Opportunities (2020-2029) Databook
Scope
This title from PayNXT360 is a bundled offering, combining 15 reports (440 tables and 490 charts). 

Country reports in this bundled offering provide in-depth analysis of B2B Buy Now Pay Later industry. Below is a summary of key market segments offered at country level:

This report provides in-depth data-centric analysis of B2B BNPL industry in through 29 tables and 34 charts. Below is a summary of key market segments:

B2B BNPL by Key Performance Indicators
• Gross Merchandise Value 
• Avg. Value Per Transaction 
• Transaction Volume 

B2B BNPL By End-Use Sector

Retail & Consumer Goods 
• Retail & Consumer Goods Gross Merchandise Value 
• Retail & Consumer Goods Avg. Value Per Transaction 
• Retail & Consumer Goods Transaction Volume 

Home Improvement
• Home Improvement Gross Merchandise Value 
• Home Improvement Avg. Value Per Transaction 
• Home Improvement Transaction Volume 

Travel and Automotive 
• Travel and Automotive Gross Merchandise Value 
• Travel and Automotive Avg. Value Per Transaction 
• Travel and Automotive Transaction Volume 

Services 
• Services Gross Merchandise Value 
• Services Avg. Value Per Transaction 
• Services Transaction Volume 

Industrial Applications 
• Industrial Applications Gross Merchandise Value 
• Industrial Applications Avg. Value Per Transaction 
• Industrial Applications Transaction Volume 

Health Care
• Health Care B2B BNPL by Gross Merchandise Value 
• Health Care B2B BNPL by Avg. Value Per Transaction 
• Health Care B2B BNPL by Transaction Volume
 
B2B BNPL By Channel
• Online 
• POS 

B2B BNPL By Size of Company
• Small
• Medium
• Large
Reason to buy
• Gain a thorough understanding of the B2B BNPL market dynamics: Market opportunities, significant trends, and forecasting (2020–2029) are listed. To stay ahead of the curve, comprehend market trends using important KPIs like gross merchandise value, average value per transaction, transaction volume and Share.

• Insights by Industry: Evaluate new opportunities across multiple industries, and obtain market dynamics by industry in order to swiftly catch up with the latest and upcoming developments in B2B BNPL markets.

• Market-specific strategies: With our unique blend of quantitative forecasting and cutting-edge insights, we can identify growth sectors that are focused on particular opportunities and analyse market-specific risks as well as significant trends in the B2B BNPL industry.

• Through industry intelligence, forward-looking research of B2B BNPL market spend, and key opportunities, develop proactive and profitable company plans.
Synopsis
Europe
Table of Contents
  This title from PayNXT360 is a bundled offering, combining the following 15 reports, covering 440 tables and 490 figures:

1. Europe B2B Buy Now Pay Later Business and Investment Opportunities (2020-2029) Databook 
2. Austria B2B Buy Now Pay Later Business and Investment Opportunities (2020-2029) Databook
3. Belgium B2B Buy Now Pay Later Business and Investment Opportunities (2020-2029) Databook
4. Denmark B2B Buy Now Pay Later Business and Investment Opportunities (2020-2029) Databook
5. Finland B2B Buy Now Pay Later Business and Investment Opportunities (2020-2029) Databook
6. France B2B Buy Now Pay Later Business and Investment Opportunities (2020-2029) Databook
7. Germany B2B Buy Now Pay Later Business and Investment Opportunities (2020-2029) Databook
8. Italy B2B Buy Now Pay Later Business and Investment Opportunities (2020-2029) Databook
9. Netherlands B2B Buy Now Pay Later Business and Investment Opportunities (2020-2029) Databook
10. Norway B2B Buy Now Pay Later Business and Investment Opportunities (2020-2029) Databook
11. Poland B2B Buy Now Pay Later Business and Investment Opportunities (2020-2029) Databook
12. Spain B2B Buy Now Pay Later Business and Investment Opportunities (2020-2029) Databook
13. Sweden B2B Buy Now Pay Later Business and Investment Opportunities (2020-2029) Databook
14. Switzerland B2B Buy Now Pay Later Business and Investment Opportunities (2020-2029) Databook
15. United Kingdom B2B Buy Now Pay Later Business and Investment Opportunities (2020-2029) Databook

All global, regional, and country reports mentioned above will have the following tables of contents:

1 About this Report
1.1 Summary
1.2 Methodology
1.3 B2B BNPL Definitions
1.4 Disclaimer

2. B2B Payments Market Size and Forecast
2.1 Global B2B Payments Value, 2020-2029
2.2 B2B Payments Value, 2020-2029


3. B2B Buy Now Pay Later Industry Attractiveness
3.1 B2B Buy Now Pay Later – Gross Merchandise Value Trend Analysis, 2020-2029
3.2 B2B Buy Now Pay Later – Average Value Per Transaction Trend Analysis, 2020-2029
3.3 B2B Buy Now Pay Later—Transaction Volume Trend Analysis, 2020-2029
3.4 B2B Buy Now Pay Later Market Share Analysis by Key Players

4 B2B Buy Now Pay Later Snapshot by End-Use Sector, 2023

5. B2B Buy Now Pay Later in Retail: Market Size and Forecast, 2020-2029
5.1 B2B Buy Now Pay Later Retail – Gross Merchandise Value Trend Analysis, 2020-2029
5.2 B2B Buy Now Pay Later Retail – Average Value Per Transaction Trend Analysis, 2020-2029
5.3 B2B Buy Now Pay Later Retail – Transaction Volume Trend Analysis, 2020-2029

6. B2B Buy Now Pay Later in Manufacturing: Market Size and Forecast, 2020-2029
6.1 B2B Buy Now Pay Later Manufacturing – Gross Merchandise Value Trend Analysis, 2020-2029
6.2 B2B Buy Now Pay Later Manufacturing – Average Value Per Transaction Trend Analysis, 2020-2029
6.3 B2B Buy Now Pay Later Manufacturing – Transaction Volume Trend Analysis, 2020-2029

7. B2B Buy Now Pay Later in Transport and Logistics: Market Size and Forecast, 2020-2029
7.1 B2B Buy Now Pay Later Transport and Logistics – Gross Merchandise Value Trend Analysis, 2020-2029
7.2 B2B Buy Now Pay Later Transport and Logistics – Average Value Per Transaction Trend Analysis, 2020-2029
7.3 B2B Buy Now Pay Later Transport and Logistics – Transaction Volume Trend Analysis, 2020-2029

8. B2B Buy Now Pay Later in Professional Services: Market Size and Forecast, 2020-2029
8.1 B2B Buy Now Pay Later Professional Services – Gross Merchandise Value Trend Analysis, 2020-2029
8.2 B2B Buy Now Pay Later Professional Services – Average Value Per Transaction Trend Analysis, 2020-2029
8.3 B2B Buy Now Pay Later Professional Services – Transaction Volume Trend Analysis, 2020-2029

9. B2B Buy Now Pay Later in Industrial Applications: Market Size and Forecast, 2020-2029
9.1 B2B Buy Now Pay Later Industrial Applications – Gross Merchandise Value Trend Analysis, 2020-2029
9.2 B2B Buy Now Pay Later Industrial Applications – Average Value Per Transaction Trend Analysis, 2020-2029
9.3 B2B Buy Now Pay Later Industrial Applications – Transaction Volume Trend Analysis, 2020-2029

10. B2B Buy Now Pay Later in Health Care: Market Size and Forecast, 2020-2029
10.1 B2B Buy Now Pay Later Health Care – Gross Merchandise Value Trend Analysis, 2020-2029
10.2 B2B Buy Now Pay Later Health Care – Average Value Per Transaction Trend Analysis, 2020-2029
10.3 B2B Buy Now Pay Later Health Care – Transaction Volume Trend Analysis, 2020-2029

11. B2B Buy Now Pay Later in Other: Market Size and Forecast, 2020-2029
11.1 B2B Buy Now Pay Later Other – Gross Merchandise Value Trend Analysis, 2020-2029
11.2 B2B Buy Now Pay Later Other – Average Value Per Transaction Trend Analysis, 2020-2029
11.3 B2B Buy Now Pay Later Other – Transaction Volume Trend Analysis, 2020-2029

12. B2B Buy Now Pay Later Spend Analysis by Sales Channel
12.1 B2B Buy Now Pay Later Market Share by Sales Channel, 2020-2029
12.2 B2B Buy Now Pay Later Online Channel Market Size and Forecast, 2020-2029
12.3 B2B Buy Now Pay Later POS Channel Market Size and Forecast, 2020-2029

13. B2B Buy Now Pay Later Spend Analysis by Size of Company
13.1 B2B Buy Now Pay Later Market Share by Size of Company, 2020-2029
13.2 B2B Buy Now Pay Later by Company Size – Small – Gross Merchandise Value Trend Analysis, 2020-2029
13.3 B2B Buy Now Pay Later by Company Size – Medium – Gross Merchandise Value Trend Analysis, 2020-2029
13.4 B2B Buy Now Pay Later by Company Size – Large – Gross Merchandise Value Trend Analysis, 2020-2029

14 Further Reading
14.1 About PayNXT360
14.2 Related Research
List Of Table
This bundled offering has 31 tables across 15 regional and country reports. All regional and country reports will have the following tables:

Table 1: Global B2B Payments Value Trend Analysis (US$ Million), 2020-2029
Table 2: Country/Regional B2B Payments Value Trend Analysis (US$ Million), 2020-2029
Table 3: B2B Buy Now Pay Later – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Table 4: B2B Buy Now Pay Later – Average Value Per Transaction Trend Analysis (US$), 2020-2029
Table 5: B2B Buy Now Pay Later – Transaction Volume Trend Analysis (Thousand), 2020-2029
Table 6: B2B Buy Now Pay Later Retail – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Table 7: B2B Buy Now Pay Later Retail – Average Value Per Transaction Trend Analysis (US$), 2020-2029
Table 8: B2B Buy Now Pay Later Retail – Transaction Volume Trend Analysis (Thousand), 2020-2029
Table 9: B2B Buy Now Pay Later Manufacturing – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Table 10: B2B Buy Now Pay Later Manufacturing – Average Value Per Transaction Trend Analysis (US$), 2020-2029
Table 11: B2B Buy Now Pay Later Manufacturing – Transaction Volume Trend Analysis (Thousand), 2020-2029
Table 12: B2B Buy Now Pay Later Transport and Logistics – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Table 13: B2B Buy Now Pay Later Transport and Logistics – Average Value Per Transaction Trend Analysis (US$), 2020-2029
Table 14: B2B Buy Now Pay Later Transport and Logistics – Transaction Volume Trend Analysis (Thousand), 2020-2029
Table 15: B2B Buy Now Pay Later Professional Services – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Table 16: B2B Buy Now Pay Later Professional Services – Average Value Per Transaction Trend Analysis (US$), 2020-2029
Table 17: B2B Buy Now Pay Later Professional Services – Transaction Volume Trend Analysis (Thousand), 2020-2029
Table 18: B2B Buy Now Pay Later Industrial Applications – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Table 19: B2B Buy Now Pay Later Industrial Applications – Average Value Per Transaction Trend Analysis (US$), 2020-2029
Table 20: B2B Buy Now Pay Later Industrial Applications – Transaction Volume Trend Analysis (Thousand), 2020-2029
Table 21: B2B Buy Now Pay Later Health Care – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Table 22: B2B Buy Now Pay Later Health Care – Average Value Per Transaction Trend Analysis (US$), 2020-2029
Table 23: B2B Buy Now Pay Later Health Care – Transaction Volume Trend Analysis (Thousand), 2020-2029
Table 24: B2B Buy Now Pay Later Other – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Table 25: B2B Buy Now Pay Later Other – Average Value Per Transaction Trend Analysis (US$), 2020-2029
Table 26: B2B Buy Now Pay Later Other – Transaction Volume Trend Analysis (Thousand), 2020-2029
Table 27: B2B Buy Now Pay Later – Gross Merchandise Value by Online Channel (US$ Million), 2020-2029
Table 28: B2B Buy Now Pay Later – Gross Merchandise Value by POS Channel (US$ Million), 2020-2029
Table 29: B2B Buy Now Pay Later by Company Size – Small – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Table 30: B2B Buy Now Pay Later by Company Size – Medium – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Table 31: B2B Buy Now Pay Later by Company Size – Large – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
List of figures
This bundled offering has 35 figures across 15 regional and country reports. All regional and country reports will have the following figures:

Figure 1: PayNXT360’s Methodology Framework
Figure 2: Global B2B Payments Value Trend Analysis (US$ Million), 2020-2029
Figure 3: Country/Regional B2B Payments Value Trend Analysis (US$ Million), 2020-2029
Figure 4: B2B Buy Now Pay Later – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Figure 5: B2B Buy Now Pay Later – Average Value Per Transaction Trend Analysis (US$), 2020-2029
Figure 6: B2B Buy Now Pay Later – Transaction Volume Trend Analysis (Thousand), 2020-2029
Figure 7: B2B Buy Now Pay Later - Market Share by End-Use Sector (%), 2023
Figure 8: B2B Buy Now Pay Later Retail – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Figure 9: B2B Buy Now Pay Later Retail – Average Value Per Transaction Trend Analysis (US$), 2020-2029
Figure 10: B2B Buy Now Pay Later Retail – Transaction Volume Trend Analysis (Thousand), 2020-2029
Figure 11: B2B Buy Now Pay Later Manufacturing – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Figure 12: B2B Buy Now Pay Later Manufacturing – Average Value Per Transaction Trend Analysis (US$), 2020-2029
Figure 13: B2B Buy Now Pay Later Manufacturing – Transaction Volume Trend Analysis (Thousand), 2020-2029
Figure 14: B2B Buy Now Pay Later Transport and Logistics – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Figure 15: B2B Buy Now Pay Later Transport and Logistics – Average Value Per Transaction Trend Analysis (US$), 2020-2029
Figure 16: B2B Buy Now Pay Later Transport and Logistics – Transaction Volume Trend Analysis (Thousand), 2020-2029
Figure 17: B2B Buy Now Pay Later Professional Services – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Figure 18: B2B Buy Now Pay Later Professional Services – Average Value Per Transaction Trend Analysis (US$), 2020-2029
Figure 19: B2B Buy Now Pay Later Professional Services – Transaction Volume Trend Analysis (Thousand), 2020-2029
Figure 20: B2B Buy Now Pay Later Industrial Applications – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Figure 21: B2B Buy Now Pay Later Industrial Applications – Average Value Per Transaction Trend Analysis (US$), 2020-2029
Figure 22: B2B Buy Now Pay Later Industrial Applications – Transaction Volume Trend Analysis (Thousand), 2020-2029
Figure 23: B2B Buy Now Pay Later Health Care – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Figure 24: B2B Buy Now Pay Later Health Care – Average Value Per Transaction Trend Analysis (US$), 2020-2029
Figure 25: B2B Buy Now Pay Later Health Care – Transaction Volume Trend Analysis (Thousand), 2020-2029
Figure 26: B2B Buy Now Pay Later Other – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Figure 27: B2B Buy Now Pay Later Other – Average Value Per Transaction Trend Analysis (US$), 2020-2029
Figure 28: B2B Buy Now Pay Later Other – Transaction Volume Trend Analysis (Thousand), 2020-2029
Figure 29: B2B Buy Now Pay Later – Gross Merchandise Value Market Share by Sales Channel (%), 2020-2029
Figure 30: B2B Buy Now Pay Later – Gross Merchandise Value by Online Channel (US$ Million), 2020-2029
Figure 31: B2B Buy Now Pay Later – Gross Merchandise Value by Online Channel (US$ Million), 2020-2029
Figure 32: B2B Buy Now Pay Later Market Share by Size of Company Gross Merchandise Value (%), 2023
Figure 33: B2B Buy Now Pay Later by Company Size – Small – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Figure 34: B2B Buy Now Pay Later by Company Size – Medium – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
Figure 35: B2B Buy Now Pay Later by Company Size – Large – Gross Merchandise Value Trend Analysis (US$ Million), 2020-2029
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